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5 Tips for Preventing Slips, Trips, and Falls on School Premises

By |2024-01-10T15:08:25+00:00January 10th, 2024|Blog, Education, Trending|

We want to do all we can to prevent our students, parents and community from falls that might result in injury. Most falls (67%) happen on a level surface resulting from slips and trips. Fortunately, most slip, trip and fall incidents are avoidable.

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Insurance Policy Review: Starting the New Year Right

By |2024-01-08T16:49:11+00:00January 8th, 2024|Blog, Education, Trending|

As we usher in the New Year, it's the perfect time for a fresh start. Begin the New Year on the right foot with a thorough review of your insurance policies. An insurance review might not be the first thing on your New Year's checklist, but it's a wise move that can yield substantial benefits.

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Insurance Challenges Faced by Small-Scale Farmers: Solution and Support

By |2024-01-09T17:36:16+00:00December 30th, 2023|Agriculture, Blog, Trending|

Small-scale farmers encounter distinct hurdles when seeking and managing insurance, stemming from their limited resources and unique operational dynamics.

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Tornado Preparedness Tips for School Administrators

By |2023-11-16T16:54:06+00:00November 16th, 2023|Blog, Education|

Tornadoes occur with the greatest frequency during late spring and early summer months between the hours of 4 p.m. and 8 p.m. According to the National Oceanic and Atmospheric Administration (NOAA), every one of Texas’ 254 counties has seen at least one tornado between 1950 and 2023. The most active region in Texas for tornados is the Red River Valley of North Texas.

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How The FBI Distinguishes Between Types of Student Threats of Violence

By |2023-11-16T16:00:05+00:00November 2nd, 2023|Blog, Education|

In 2021 alone, there were 34 school shootings, 24 of which occurred after August 1. A shooting on November 30, in which a student killed four people and injured seven at a Michigan high school, was the deadliest school shooting since May 2018. As of the end of 2021, there were 92 school shootings since 2018.

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4 Things You Need to Know About Scheduled vs. Blanket Property Coverage

By |2023-11-16T16:19:05+00:00October 22nd, 2023|Blog, Education|

When making a property insurance purchase decision, the most critical factor is the balance between insured risk and risk retention. Risk retention is usually measured in the amount of exposure to the fund balance in the event of a major property claim.

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Best Practices for Efficient Claim Reporting and Management

By |2023-11-16T16:33:44+00:00October 7th, 2023|Blog, Education|

Timely and effective claim reporting is crucial in managing incidents and ensuring a smooth claims process. Whether it's property damage, bodily injury, legal liability, or cyber incidents, prompt action can help mitigate losses and minimize disruptions.

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Impactful Ways Construction Companies Can Manage Expenses

By |2023-09-29T15:08:09+00:00September 25th, 2023|Blog, Construction, Trending|

The most impactful way for construction companies to drive down and increase control over major expenses, and find a solution to positively impact their future, is to be aware of their employee benefits costs.

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Understanding Wind & Hail Deductibles

By |2023-11-16T16:46:23+00:00September 24th, 2023|Blog, Education|

Catastrophic or “CAT” deductibles are the deductible amounts you pay in event of a loss caused by a catastrophic event, which can include named-storm wind, tornado, hail or flood. Your property coverage is often a combination of policies each designed to respond depending on the type of event that caused the insurable loss.

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Minimizing Risk through Deadly Weapons Protection Policy

By |2023-09-18T21:10:47+00:00September 18th, 2023|Blog, Healthcare|

Recent events serve as a stark reminder that devastating incidents can occur not only through shootings but also with seemingly ordinary items like knives and vehicles. In such cases, institutions can face substantial liability if they fail to adequately protect non-staff members from harm.

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