INSURICA Employee Benefits Insights
Keeping you ahead of the risks and challenges unique to your industry.
April 2023
“To close the disability employment gap, employers need to recognize ableism and create an inclusive environment for all job seekers. This includes providing reasonable accommodations, offering training opportunities, and creating a culture of acceptance and understanding.
Benefits of Accommodating Disabled Workers
FEATURED ARTICLE
New Labor Policies to be Aware of in 2023
2023 promises to bring sweeping changes for employers and the employee experience. A host of new labor laws, rules, and regulations are set to come into effect in the coming year, with a focus on wage equity, expanded healthcare benefits, and other initiatives.
FEATURED ARTICLE
ESG Dept. of Labor Rule Under Fire
The Department of Labor’s (DOL) new rule on “Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights,” which allows for consideration of environmental, social, and governance (ESG) factors when making investment decisions, has come under fire from multiple fronts.
FEATURED ARTICLE
Benefits of Accommodating Disabled Workers
Under the Americans with Disabilities Act (ADA), employers must provide reasonable accommodations for employees with disabilities to enable them to perform their job duties effectively and safely. Additionally, employers must ensure that their facilities are accessible and usable by people with disabilities.
FEATURED ARTICLE
5 Restrictions in Group LTD Plans
Many organizations provide Group Limited Term Disability Insurance (LTD). These plans are valuable and important coverage, but they typically only provide a baseline of coverage for employees. Few organizations take a deep dive into their plan to see the impact it has on ALL employees. Below we will explain each of these five restrictions in more detail and then offer suggestions to address the problem.