Commercial Insurance
No one knows your business better than you. Followed closely by us.
That’s because INSURICA is made up of insurance and risk experts who specialize in core industries such as yours. And when it comes to successfully managing your business risks, knowledge is the greatest insurance policy.
Risk Management
Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.
By working directly with your management team, we’ll help you determine which risks should be managed internally by minimizing or eliminating exposures, and which risks warrant the direct involvement of an insurance company.
Industry Experts
Our network of industry experts understand the unique risks and exposure your business faces, because we understand your business. From having a working knowledge of the details of your operation to the process flow for your product or service, we immerse ourselves into your structure in order to best manage and control your risk.
Beyond Protection. A Comprehensive Approach to Risk.
While insurance is all too often the primary focus of most programs, in today’s rapidly changing, viciously competitive, constantly evolving corporate world, it’s not enough. At INSURICA, we focus on the “whole” vs. the “policy” through a thorough five-step process.
5 Step Process
Identification of exposures to loss.
Analysis and review of alternative methods to handle those exposures.
Determination of the best methods to handle the loss exposures
Successful implementation of the selected techniques.
Monitoring and adjusting the program.
Customized Programs For You
Because we are an independent insurance agency, we are able to customize programs by accessing the latest information from many insurance carriers, comparing and contrasting their coverage offerings and pricing and designing a cost-effective, comprehensive program to meet your specific needs.
As an Assurex Global Partner, we have the ability to place coverage in all 50 states and, through local foreign sources, in close to 100 countries worldwide, but continue to coordinate all efforts through your local INSURICA office.
Whether your operations are local or worldwide, INSURICA has the resources to help you protect and grow your business.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
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Educate your oil and gas workers about the dangers of working with flammable and combustible liquids with this safety talk.