Trending
5 Common Cybersecurity Mistakes and How to Avoid Them
Trending Continued…
The Risks of Vacant Property
Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks and liabilities associated with vacant construction sites can be extensive. To ensure that you are adequately protected, it is important to know the risks you face. In addition to purchasing comprehensive insurance coverage, there are numerous preventive strategies you can adopt to maintain vacant properties in a way that reduces risk and liability.
Understanding and Preventing Fleet Fraud
Fleet fraud refers to a host of deceptive activities that may occur amid the sale and operation of commercial vehicles and their individual assets (e.g., engine parts). Such fraud is a significant concern for any business that utilizes commercial vehicles, whether it’s a few small cars or a dozen tractor-trailers. According to a recent report from trucking software company Motive, as much as 22% of the average business’s fleet spend is compromised by vehicle theft and fraud. Furthermore, 44% of business owners confirmed that fleet fraud affects their operations, yet they don’t know how to address it. Fleet fraud not only leads to financial losses and elevated insurance expenses but can also reduce operational efficiencies and threaten roadway safety. As such, it’s imperative for businesses and their commercial drivers to be aware of such fraud and related mitigation measures. This article explores the five main types of fleet fraud—vehicle theft, cloning, title washing, staged accidents and fuel fraud—and provides effective prevention strategies.
Understanding Radon Risks
Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen. As the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.
Reduce Workers’ Compensation Claims with Ergonomics
Healthcare workers, especially those employed by nursing homes, perform a variety of lifting tasks that put extreme strain on their bodies. Often, an employee must physically support and move residents who are larger and heavier than he or she can bear. As a result, these workers are at high risk for developing job-related injuries. Nursing aides, orderlies and attendants have the highest incidence rate of musculoskeletal disorders, two times greater the average rate of all occupations. A recent study showed that healthcare workers sustained 47,840 injuries over a period of a year that required days away from work, the second highest of any occupation. Overexertion was the leading cause or exposure for those injuries.
Press
Ross Set to Become Chairman, Rosenhamer Elevated to President
Press Continued…
Managing Risks Associated with School Science Labs
Managing risks associated with school science labs is crucial to ensuring a safe learning environment for students and staff. Schools must take a proactive approach to managing risks associated with school science labs by implementing strong safety policies, proper materials management, and effective training programs. By addressing these key areas, schools can significantly reduce hazards while fostering a culture of safety in science education.
Managing Volunteers: Liability and Safety Considerations
Volunteer Management is an essential component of many school communities, contributing to educational programs and student activities through dedicated volunteer support. Effective volunteer management goes beyond recruitment—it also involves addressing liability and safety concerns to protect both volunteers and the school environment. In successful volunteer management, thorough background checks and proactive supervision are critical.
Improving School Parking Lot Safety
School parking lots are one of the busiest and most high-risk areas on campus. With students, staff, parents, and buses all navigating the same space, the potential for accidents increases. Ensuring a well-organized, clearly marked, and secure parking lot is essential to protecting everyone on campus. By implementing smart safety measures, schools can minimize risks and create a safer environment for all.
Preparing for Freezes: Protecting Your School During Cold Weather
Preventing Frozen Pipes in Schools is essential to maintaining a safe and operational learning environment during cold weather. Frozen and burst pipes can cause costly damage, disrupt daily activities, and compromise the safety of students and staff. By taking proactive steps, schools can effectively mitigate these risks and ensure their facilities are prepared for freezing temperatures.
Publications
Tip of the Hat: 2024 Year in Review
Publications Continued…
Architecture of TGS: 2023 Year in Review
Modernizing Insurance: 2022 Year in Review
To our valued members of the INSURICA Community, We [...]
Integrity, Innovation, Purpose: 2021 Year in Review
To our valued members of the INSURICA Community, We [...]
Three Pillars of Growth
Three Pillars of Growth INSURICA executives share lessons in [...]
Blog
Flexible Compensation: A Necessary Evolution
Blogs Continued…
Balancing Employee Wellbeing and Financial Pressures
In today’s economic climate, businesses are facing rising costs and inflationary pressures, leading to a fundamental reassessment of employee benefits programs. While mental health and wellbeing initiatives remain a priority for employers, there is a growing demand for measurable impact and cost-efficient solutions rather than superficial perks. As companies strive to balance budget constraints with competitive benefits, the future of workplace wellness is shifting toward strategic, high-value programs that support employee health without breaking financial sustainability.
How Businesses Are Using Data Analytics to Optimize Employee Benefits Engagement
In today’s competitive job market, businesses are increasingly leveraging data analytics to enhance employee benefits engagement, ensuring that workers fully utilize available resources. Traditional benefits programs often suffer from low participation rates due to lack of awareness, complexity, or misalignment with employee needs. By integrating data-driven insights, companies can personalize benefits offerings, improve communication strategies, and maximize employee satisfaction while optimizing costs.
Protecting Your Network: Essential Data Backup Strategies for Schools
Protecting your network begins with implementing effective data backup strategies for schools. As schools become increasingly reliant on digital systems for everything from student records to internal communications, having strong data backup strategies for schools in place is essential to avoid costly downtime, loss of sensitive information, and disruptions to learning. A well-planned backup and recovery approach allows districts to respond quickly to cyber threats, hardware failures, or natural disasters—keeping students, staff, and operations safe.
Enhancing School Security: Practical Strategies for Safer Campuses
Enhancing school security is one of the most pressing responsibilities for education leaders today. As school campuses evolve, so too must the systems that protect them. For administrators, safety professionals, and district decision-makers, creating a secure learning environment means taking a proactive, layered approach that includes physical security, training, technology, and community involvement.
Podcasts
Client Buy In With Bakersfield’s Jeremy Hearron
Podcasts Continued…
The Evans Agency Joins INSURICA
The Evans Agency Joins INSURICA INSURICA's newest partner agency [...]
Michael Moore, Partner Club Profile
Michael Moore, Partner Club Profile The U Podcast features [...]
INSURICA Energy Practice Announces New Workers’ Compensation Program
 INSURICA Energy Practice Announces New Workers' Compensation Program INSURICA's [...]
Tim McFall Talks Compliance
Tim McFall Talks Compliance For employERs, staying in compliance [...]
Webinars
Section 125 Election Changes & HIPAA Special Enrollments: January 27th 2022
Webinars Continued…
Medicare and Employee Benefits: February 17th 2022
This webinar will cover employee eligibility issues including HSA eligibility, Medicare Secondary Payer (MSP) Rules that prohibit employers form incenting employees to take Medicare, the COBRA Medicare penalty trap some former employee face, and more.
Regulatory and Legislative: March 24th 2022
During this webinar, we’ll cover these and other important regulatory news that impacts employee benefit plans.
Regulatory Review & Wrap-Up
This webinar will review important employee benefits compliance issues from 2021 and look forward to developments coming in 2022 that will impact your benefit plans.
Employer Reporting
Attend this webinar to make sure you are ready for this year’s employer reporting season. We’ll also cover some state-specific employer reporting requirements to pay attention to.