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INSIGHTS2023-06-15T14:57:15+00:00

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Beyond the Basics: Boating Safety Tips

March 12th, 2024|

Going boating can be a wonderful way to explore the open waters and stay cool in the summer heat. However, boating can carry significant safety hazards if you aren’t careful. Without proper precautions in place, a boating mishap could easily lead to extensive property damage, various injuries and—in severe cases—drowning or death. To keep yourself and your passengers safe on the water, follow these boating best practices.

2024 Benefits Trends: What Employers Need to Know

March 7th, 2024|

As the COVID-19 pandemic recedes into the rearview mirror, employers are shifting their focus to new challenges in the benefits space. With medical costs projected to rise 8.9% in 2024, many companies will need to make difficult decisions about their health and welfare offerings. They’ll also face growing pressure to support employees’ financial, physical and mental well-being.

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Parametric Insurance: A Sure Bet on Nature’s Gambles

March 4th, 2024|

Parametric insurance sounds a lot like betting on horses. In betting on horse races, there is a set threshold - the finish line - that must be crossed to trigger a payout. In parametric insurance, there is a threshold that set parameters must cross to trigger payout.

North American Solutions Transitions to INSURICA: A New Chapter

January 10th, 2024|

North American Solutions (NAS), a trusted name in education risk management for three decades, is excited to announce a significant milestone in its journey. After 30 years of dedication and service, NAS is rebranding to better reflect its affiliation with parent company INSURICA and to strengthen its commitment to their clients.

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Six Trends Affecting Commercial Property Insurance

January 4th, 2024|

Commercial property insurance plays a critical role in protecting the assets of a business. In the event of a loss, this coverage can help businesses replace or rebuild their damaged or destroyed property and restore their operations in a timely manner. As such, it’s crucial for your organization to obtain an sufficient commercial property insurance and understand the main factors influencing this line of coverage. Here are some of the latest trends impacting the commercial property insurance space.

Tornado Preparedness Tips for School Administrators

November 16th, 2023|

Tornadoes occur with the greatest frequency during late spring and early summer months between the hours of 4 p.m. and 8 p.m. According to the National Oceanic and Atmospheric Administration (NOAA), every one of Texas’ 254 counties has seen at least one tornado between 1950 and 2023. The most active region in Texas for tornados is the Red River Valley of North Texas.

Virtual Physical Therapy: An Employer’s Secret Weapon Against Opioids

November 4th, 2023|

The opioid epidemic continues to ravage communities across America, taking over 41 lives per day and costing billions in lost productivity and increased healthcare expenses. As employers seek solutions to keep their workforce safe and productive, virtual physical therapy has emerged as an innovative approach.

How Smart Employers are Using Second Opinions to Avoid Unneeded Surgeries

November 3rd, 2023|

When employees require surgery, the costs to employers can be immense—not only the direct medical bills but also lost productivity from time off work. However, a growing number of employers are realizing that many recommended surgeries may be unnecessary. By offering employees access to second opinion consultations through virtual health partners, employers can enjoy significant savings per avoided surgery while improving worker health outcomes.

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