Personal Insurance

You work hard to create the life you’ve imagined. However, one unfortunate incident can damage your home, your property, and your dreams. That’s why insurance was created: to protect you from life-changing risk.

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Personal Insurance Coverage

How do you know what coverage is right for you? How do you determine if you have too much or to too little? How do you weigh your costs to your risks? At INSURICA, we don’t just offer coverage, we provide certainty. By managing your complete risk and exposure needs, we help you “see it all” so you can make an informed decision and plan accordingly.

Our Approach

Our comprehensive approach begins with a thorough assessment of your needs. Next, we identify and evaluate your immediate and long-term goals. Based on this detailed process, we can develop a protection package designed to minimize the burden of financial loss through a cost-efficient risk management strategy.

Put The Power Of An Entire Network Behind You and Your Family

Our strong relationships with carriers enable us to get the best combination of price and coverage for your personalized needs.

Personalized Coverages and Services

Homeowners
Automobile
Personal Umbrella
Jewelry, furs, firearms, fine arts and collectibles
Rental property
Personal watercraft
Recreational vehicles
Farm and related coverage
Vacation property

Resources

Risk Management

Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs. Quite literally, we dig deeper to help you identify your exposure and efficiently minimize your risks through proven loss prevention and loss reduction techniques.

Employee Benefits

Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.

At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost.

Global Reach

We are proud to be an Assurex Global Partner. Assurex Global is the world’s largest privately-held risk management and commercial insurance brokerage group. Due to Assurex Global’s worldwide Partnership, collaboration tools, and communications infrastructure, all Assurex Global Partners are capable of servicing your accounts across the globe with equal precision and localized service.

Claims

We define claims management a little differently. We view our role as “a partner in your company’s profitability.”

Loss Control

Loss control has become one of the most important elements of your business’s insurance
program.

Alternative Risk

Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you.

Latest News

Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.