Personal Insurance Coverage
How do you know what coverage is right for you? How do you determine if you have too much or to too little? How do you weigh your costs to your risks? At INSURICA, we don’t just offer coverage, we provide certainty. By managing your complete risk and exposure needs, we help you “see it all” so you can make an informed decision and plan accordingly.
Our comprehensive approach begins with a thorough assessment of your needs. Next, we identify and evaluate your immediate and long-term goals. Based on this detailed process, we can develop a protection package designed to minimize the burden of financial loss through a cost-efficient risk management strategy.
Put The Power Of An Entire Network Behind You and Your Family
Our strong relationships with carriers enable us to get the best combination of price and coverage for your personalized needs.
Personalized Coverages and Services
Jewelry, furs, firearms, fine arts and collectibles
Farm and related coverage
- Vacation property
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss ControlLoss control has become one of the most important elements of your business’s insurance
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
The Importance of Flood Insurance
When floodwater from a severe, week-long storm started pouring through the walls of Becky Bentley's house, she knew she had to get out fast. In the short time it took her and her son to run upstairs to grab the family cat, the rapidly rising water trapped them on the second floor of their home.
Preventing Distracted Driving
Distracted driving occurs whenever you engage in an activity behind the wheel that takes your attention away from the road. Such activities can include using your cellphone, eating, drinking, plugging information into your GPS or adjusting the radio.
Insuring Your Teen Driver
If you are the parent of a teenager who is getting ready to climb behind the steering wheel, insuring them can be an expensive endeavor. This is because the risk of motor vehicle crashes is higher among teenage drivers than among any other age group.