Individual & Family Health Insurance
Protect yourself and family from medical conditions and emergencies and the financial liability that may occur when one is not ensured for the risks that inevitably arise in life.
Industry Experts
Our network of industry-specific experts specialize in Individual coverage, Medicare policies and small group health insurance. The depth of knowledge we bring provides our clients with the best coverage for their needs at an affordable price.
Comprehensive Services
- We provide customized quotes from all the major carriers in most zip codes across the country
- Easy individual enrollments right over the phone and step by step assistance with companies enrolling in group coverage
- Automated communications to clients to keep them informed during Open Enrollment and throughout the year
- Year-round customer service for all clients with an easy renewal process
Put The Power Of An Entire Network Behind Your Site
Being part of INSURICA, powered by Broker Source, gives you access to a wide range of carriers and other services. Our product and network knowledge gives you peace of mind that you are enrolling in the coverage that is right for you.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance… Our programs are tailored to fit your specific needs.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Marketplace Coverage and Employer Plans: What Employers Need to Know
As Marketplace health plan premiums rise and subsidies shift, employers are seeing more requests from employees (and their spouses) to drop Marketplace coverage and enroll in an employer-sponsored health plan mid-year. While this may feel straightforward, Marketplace rules and employer plan rules do not always work the same way.
2026 Compliance Update: More on Last Month’s Key Regulatory Changes
In our January issue, we outlined the major compliance themes shaping 2026. This month, we build on that foundation with a deeper look at the annual updates, effective dates, and action steps employers need as the new year begins.
How Employers Are Responding to Rising Employee Expectations in 2026
Over the past two months, several major surveys — including the 2025 SHRM Employee Benefits Survey, the ADP TotalSource Employee Benefits Survey, and the 2025 National Benefits Survey — have painted a clear picture: employees are demanding more meaningful, more personalized, and more supportive benefits than ever before. Employers, facing a tight labor market and rising competition for talent, are responding by reshaping their benefits strategies around five core themes.