Specializing in
Education
School systems, private schools and universities are worlds unto their own, operating with unique and challenging codes, requirements and jurisdictions. Rising operational costs, security concerns, decreases in funding and employment practice liability can seriously affect your institution’s future.
INSURICA’s Education Experts
Protecting your assets while minimizing risk and exposure to students, staff and the campus demands a thorough understanding of the educational system. INSURICA’s Education Experts bring the experience, guidance and resources you need to uncover and manage unforeseen risks on and off campus.
A Higher Degree Of Coverage
Our team works hand in hand with yours to identify exposure not always evident at first blush. We dig deeper to protect you from a host of risks unique to educators.
Put The Power Of An Entire Network Behind Your School
Through INSURICA, you’ll have access to major carriers, providing a wide variety of education-specific coverages and services for public, private and charter schools.
Education-Specific Coverages and Services
Traditional Property/Casualty Placements
Alternative Risk Mechanisms
Workers’ Compensation
Experience Mod Management Program
Employee Benefits Solutions and Placements
Risk Management
Clery Act Information
Pollution and EPA Compliance
Special Events Risk Management
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance
program.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Higher Education Student Safety and Liability
Since universities could potentially be held liable for harm to students due to negligence, it is crucial to acknowledge risk and take steps to prevent litigation.
Emergency Response Safety for Schools
Most school districts and individual schools have emergency management plans in place. However, they are not always practiced regularly, coordinated with community resources, updated regularly or based on factual data and circumstances. As a result, when schools and districts find themselves in situations that merit an emergency response, they are often left unprepared. Having a solid emergency response plan in place is essential, as emergencies of all shapes and sizes occur in schools on a daily basis, and these incidents can have lasting physical, emotional and educational ramifications.
Pollution Liability Coverage for Schools
Any school administrator knows that educational facilities contain countless risks and liabilities to protect against with insurance coverage. But one hazard that many fail to recognize is that of pollution. Because of the unique environment of a school and the greater vulnerability that children have to pollutants, educational facilities actually face one of the largest pollution risks.