Surety and Bonds
Surety Bonds. A guarantee between an owner and contractor. But with the right surety partner, surety bonds can capitalize on opportunities for growth. That’s the kind of aggressive, proactive thinking you’ll get with INSURICA.
INSURICA’s Industry Experts
Our network of industry-specific experts specialize in core industries such as construction. So we don’t just know the insurance business, we know your business and the distinct needs and challenges associated with it. The depth of knowledge we bring provides you with insight and strategies that not only protect your company, but can help maximize surety credit and therefore business potential.
Comprehensive Services
- Analysis and reviews of your financial performance
- Performance benchmarks
- Reviews of owner financing, contracts, subcontract terms, and subcontractors
- Customized service and billing plans for high-item-count commercial and contract accounts
- Relationship management of your bonding company
Put The Power Of An Entire Network Behind Your Site
Being part of INSURICA gives you access to many major sureties and any surety bond requirement.
Surety and Bonds
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Preventing Spontaneous Combustion Hazards
Fires are a significant risk to businesses in the construction industry. In addition to significant property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of combustible materials, can create conditions for this process to occur. Knowing about and addressing factors contributing to this hazard can help prevent it, and by taking steps to mitigate this risk, employers can help protect people at their worksite and their property.
Navigating Cybersecurity Challenges in the Construction Industry
The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety.
Workers’ Compensation Rates Drop, Yet Premiums Remain Unchanged
In Workers' Compensation, the reality is that the E-Mod score determines the majority of the annual premium, rather than the non-disputable rates assigned by the NCCI for each class code. Which is to the benefit of savvy companies that understand how the EMOD score works and know how to control it.