The financial services market is changing rapidly due to federal regulations (such as ERISA and the Sarbanes-Oxley Act), state regulations and today’s more litigious society. Plus the current economic environment adds to a sense of financial insecurity.
INSURICA’s Financial Experts
INSURICA’s Financial Service Experts are here to help you identify, manage and avoid costly exposures – promoting growth during these uncertain financial times. Whether you represent a bank, credit union, insurance company or are a stockbroker or financial advisor, we have the products and services tailored specifically to your individual needs.
Protecting Your Bottom Line
Because we specialize in the financial sector and understand public confidence is key, INSURICA consults on insurance coverages unique to your industry, helping you identify and reduce potential gaps. Whether it’s risks to your employees, online services, ATMs, bank property, shareholders, creditors or your board of directors, INSURICA reduces your exposure.
Put The Power Of An Entire Network Behind Your Services
Through INSURICA, you’ll have access to major carriers, providing a wide variety of financial-specific coverages and services.
Financial-Specific Coverages and Services
Computer Crime and Electronic Banking
Kidnap/Ransom and Extortion Insurance
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss ControlLoss control has become one of the most important elements of your business’s insurance
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Common Exposures For Financial Institutions
As a financial institution, your customers trust you with their money. This article provides an overview of common financial intuition exposures, helping you identify potential blind spots in your risk management and insurance programs.
Financial Institution Data Security Protection
Financial institutions are top targets for security breaches. While the media often reminds us of high-profile network leaks, financial institutions of all sizes are at risk. Because the unintentional release of sensitive customer information is a larger risk than ever, it is essential that you be prepared to react efficiently and effectively in the event of a breach. In order to prepare for breaches in security, financial institutions must tighten their data security controls and plan for a potentially significant financial blow should these controls be insufficient. With continual threats of viruses, hackers and unauthorized use of sensitive information, your institution must respond by preventing, detecting and responding to cyber attacks through a well-orchestrated cyber security program.
Disaster Readiness Planning for Financial Institutions
In times of crisis, people need reassurance that their money is safe and easily accessible. As a financial institution, countless people and businesses rely on you every day for your services. Maintaining your daily operations is vital to your organization, which means that unexpected disaster can present a huge threat. To prepare for the unexpected, you should review your disaster readiness plans to help you minimize the impact of any potentially threatening situation.