Worker’s Compensation
Understanding and managing your Workers’ Compensation program is critical for running a successful business. In addition to lowering your costs year after year, providing a best-in-class workplace can also help you attract and retain the best employees while maintaining profitability. INSURICA’s process is designed to educate our clients, ultimately helping you take control of your Worker’s Compensation program.
Data Analytics
INSURICA utilizes industry-leading technology to help our clients make better decisions reated to Workers’ Compensation. This data analytics tool provides a deeper understanding of how claims impact future premiums, ultimately giving business owners peace of mind and empowering them to make more informed decisions about risk management efforts.
Employee Safety
Once an employer understands the financial impact of workplace injuries, INSURICA has risk management resources available to help our clients make decisions, help build strong safety cultures, and take advantage of best-in-class practices, ultimately reducing their total cost of risk.
Resources
No matter the size of your business, INSURICA has resources designed specifically for you. For self-service clients requiring effective solutions with less sophistication, INSURICA provides access to an industry-leading online portal, as well as access to self-implemented policies, safety materials, and risk management documents.
Exclusive Carrier Relationships
Our unique approach to managing Workers’ Compensation has allowed us to form exclusive partnerships and programs with insurance carriers and industry associations. Access to these programs provides our clients with unparalleled opportunities to reduce costs while working with carriers who understand Workers’ Comp from a business owner or operator’s perspective.
Customized Programs For You
Because we are an independent insurance agency, we are able to customize programs by accessing the latest information from many insurance carriers, comparing and contrasting their coverage offerings and pricing and designing a cost-effective, comprehensive program to meet your specific needs.
As an Assurex Global Partner, we have the ability to place coverage in all 50 states and, through local foreign sources, in close to 100 countries worldwide, but continue to coordinate all efforts through your local INSURICA office.
Whether your operations are local or worldwide, INSURICA has the resources to help you protect and grow your business.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Keeping Violence Out of Our Place of Healing
Although we strive to create a safe work environment for you, the risk of workplace violence in any health care facility remains a serious safety and health issue. Violence can range from threats and verbal abuse to physical assaults and homicide. According to the U.S. Bureau of Labor Statistics (BLS), the health care sector leads all other industries with 45 percent of all nonfatal assaults against workers resulting in time off work.
Confronting Stress
Hospital work often requires coping with some of the most stressful situations found in any workplace. On a daily basis, you must deal with life-threatening illnesses and injuries, tight schedules, paperwork, intricate equipment, demanding patients and death. Taking steps to relieve job-related stress is important to protect your mental and physical health as well as to ensure success on the job.
Avoiding Medical Malpractice
Active involvement with patients is the first step to avoiding medical malpractice. According to the Journal of the American Medical Association, 7,000 people die each year from medication errors in hospitals. Avoiding these serious mistakes starts with you, the health care professional.