Understanding and managing your Workers’ Compensation program is critical for running a successful business. In addition to lowering your costs year after year, providing a best-in-class workplace can also help you attract and retain the best employees while maintaining profitability. INSURICA’s process is designed to educate our clients, ultimately helping you take control of your Worker’s Compensation program.
INSURICA utilizes industry-leading technology to help our clients make better decisions reated to Workers’ Compensation. This data analytics tool provides a deeper understanding of how claims impact future premiums, ultimately giving business owners peace of mind and empowering them to make more informed decisions about risk management efforts.
Once an employer understands the financial impact of workplace injuries, INSURICA has risk management resources available to help our clients make decisions, help build strong safety cultures, and take advantage of best-in-class practices, ultimately reducing their total cost of risk.
No matter the size of your business, INSURICA has resources designed specifically for you. For self-service clients requiring effective solutions with less sophistication, INSURICA provides access to an industry-leading online portal, as well as access to self-implemented policies, safety materials, and risk management documents.
Exclusive Carrier Relationships
Our unique approach to managing Workers’ Compensation has allowed us to form exclusive partnerships and programs with insurance carriers and industry associations. Access to these programs provides our clients with unparalleled opportunities to reduce costs while working with carriers who understand Workers’ Comp from a business owner or operator’s perspective.
Customized Programs For You
Because we are an independent insurance agency, we are able to customize programs by accessing the latest information from many insurance carriers, comparing and contrasting their coverage offerings and pricing and designing a cost-effective, comprehensive program to meet your specific needs.
As an Assurex Global Partner, we have the ability to place coverage in all 50 states and, through local foreign sources, in close to 100 countries worldwide, but continue to coordinate all efforts through your local INSURICA office.
Whether your operations are local or worldwide, INSURICA has the resources to help you protect and grow your business.
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss ControlLoss control has become one of the most important elements of your business’s insurance
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Protecting Commercial Property Against Hail
Hailstorms can be swift and destructive, damaging buildings, outdoor equipment and vehicles in a matter of minutes. For commercial property owners, such damage can result in destroyed property, costly repairs, business disruptions and lost revenue.
Sprinkler System Failures
When it operates correctly, your commercial property’s sprinkler system can play a vital role in suppressing a fire. According toa recent report from the National Fire Protection Association (NFPA), in fire incidents substantial enough to require assistance from a sprinkler system, these systems activated 92% of the time.
Navigating Commercial Property Claims
In the event of a catastrophic commercial property loss, the process of getting your business back up and running can be overwhelming. Although infrequent, these types of claims can severely impact operations, earnings, team members and the company’s reputation. Responding to a loss can seem daunting in the moment, especially considering the first few hours following a loss are some of the most critical.