Worker’s Compensation
Understanding and managing your Workers’ Compensation program is critical for running a successful business. In addition to lowering your costs year after year, providing a best-in-class workplace can also help you attract and retain the best employees while maintaining profitability. INSURICA’s process is designed to educate our clients, ultimately helping you take control of your Worker’s Compensation program.
Data Analytics
INSURICA utilizes industry-leading technology to help our clients make better decisions reated to Workers’ Compensation. This data analytics tool provides a deeper understanding of how claims impact future premiums, ultimately giving business owners peace of mind and empowering them to make more informed decisions about risk management efforts.
Employee Safety
Once an employer understands the financial impact of workplace injuries, INSURICA has risk management resources available to help our clients make decisions, help build strong safety cultures, and take advantage of best-in-class practices, ultimately reducing their total cost of risk.
Resources
No matter the size of your business, INSURICA has resources designed specifically for you. For self-service clients requiring effective solutions with less sophistication, INSURICA provides access to an industry-leading online portal, as well as access to self-implemented policies, safety materials, and risk management documents.
Exclusive Carrier Relationships
Our unique approach to managing Workers’ Compensation has allowed us to form exclusive partnerships and programs with insurance carriers and industry associations. Access to these programs provides our clients with unparalleled opportunities to reduce costs while working with carriers who understand Workers’ Comp from a business owner or operator’s perspective.
Customized Programs For You
Because we are an independent insurance agency, we are able to customize programs by accessing the latest information from many insurance carriers, comparing and contrasting their coverage offerings and pricing and designing a cost-effective, comprehensive program to meet your specific needs.
As an Assurex Global Partner, we have the ability to place coverage in all 50 states and, through local foreign sources, in close to 100 countries worldwide, but continue to coordinate all efforts through your local INSURICA office.
Whether your operations are local or worldwide, INSURICA has the resources to help you protect and grow your business.
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
The Impact of Employee Mental Health and Well-being on Workplaces
Employee well-being refers to the overall state of employees’ physical, mental, social and financial health, which can often be influenced by various workplace dynamics (e.g., workload, connections with co-workers and available resources).
Environmental Liabilities at Agriculture and Farming Properties
The most common environmental and regulatory exposures encountered at agriculture and farming properties include the following:
Telemedicine: The Hidden Risks
Telemedicine, which the American Telemedicine Association defines as “the use of medical information exchanged from one site to another via electronic communications to improve a patient’s clinical health status,” promises to transform the landscape of health care. Due to the growing population of the elderly, the increasing demand for health care services and the rapid advances in telecommunications technology, a roaring market demand for telemedicine has been created along with the means of satisfying it.