Experience and Expertise
Our extensive experience in virtually every segment of the construction industry gives us a holistic view and in-depth understanding of general contractors, general engineering contractors, and specialty trade contractors.
Building A Better Risk Program
By consulting on location and analyzing your past claims history, INSURICA’s Construction Experts can put together comprehensive plans to help protect you, your workers and your company.
Put The Power Of An Entire Network Behind Your Job
Our insurance management team works directly with you and your workers to develop trade-specific safety training, pre-employment testing and screening and predictive modeling.
Construction-Specific Coverages and Services
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Preventing Spontaneous Combustion Hazards
Fires are a significant risk to businesses in the construction industry. In addition to significant property damage, they can cause serious injuries and death. One source of fires is spontaneous combustion, or spontaneous ignition, in which fires start without the presence of an external heat source. Several conditions, including the improper storage or disposal of combustible materials, can create conditions for this process to occur. Knowing about and addressing factors contributing to this hazard can help prevent it, and by taking steps to mitigate this risk, employers can help protect people at their worksite and their property.
Navigating Cybersecurity Challenges in the Construction Industry
The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety.
Workers’ Compensation Rates Drop, Yet Premiums Remain Unchanged
In Workers' Compensation, the reality is that the E-Mod score determines the majority of the annual premium, rather than the non-disputable rates assigned by the NCCI for each class code. Which is to the benefit of savvy companies that understand how the EMOD score works and know how to control it.