A Holistic Approach To Risk Management
Just like you, our goal is to prevent issues before they become problems. We do this by listening, observing and interacting with staff, administrators and risk managers. We also analyze your current operations and past claims in order to uncover correctable trends. It all adds up to a comprehensive plan designed to help our clients prevent or reduce risk that may result in a claim or lawsuit.
Resources
Alternative Risk
Alternative Risk
Self insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insurance program.
RM4U for Healthcare
What is RM4U for Healthcare?
Educating Clients with RM4U
Perks of Becoming Best-In-Class
Specialized Coverages for Your Operations
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Wheelchair Safety for Passenger Vans
Passenger vans—which typically have an occupancy of between nine and 15 people—are used by many organizations to transport a wide range of passengers. Some of those passengers require the use of a wheelchair. Wheelchairs can either be stored as cargo when not in use or used as a seat during transport. There are many safety considerations and best practices to be aware of for those who are in charge of the loading, unloading and securement of wheelchairs and their occupants in passenger vans. These best practices are especially important when a passenger is using a wheelchair as a seat in the vehicle. As such, employees should be trained on working with different types of wheelchairs as seats in the vehicle, securing occupants in those seats and securing the wheelchair as cargo when it is not in use.
Understanding Radon Risks
Radon is a colorless, odorless and tasteless radioactive gas that is formed from the natural radioactive decay of uranium found in many rocks, soils and water. It is a known human carcinogen. As the second leading cause of lung cancer behind smoking, it presents a serious health risk to those exposed.
Reduce Workers’ Compensation Claims with Ergonomics
Healthcare workers, especially those employed by nursing homes, perform a variety of lifting tasks that put extreme strain on their bodies. Often, an employee must physically support and move residents who are larger and heavier than he or she can bear. As a result, these workers are at high risk for developing job-related injuries. Nursing aides, orderlies and attendants have the highest incidence rate of musculoskeletal disorders, two times greater the average rate of all occupations. A recent study showed that healthcare workers sustained 47,840 injuries over a period of a year that required days away from work, the second highest of any occupation. Overexertion was the leading cause or exposure for those injuries.




