Employee Benefits
Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.
INSURICA’s Employee Benefits Experts
At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost. We do this through a proven 5-step process.
5 Step Process
- Understand, manage and improve employee perception of the plan.
- Analyze, examine and compare your plan history.
- Conduct proactive assessment of your future needs.
- Review compliance requirements.
- Plan budgetary and cost management.
Put The Power of an Entire Network Behind Your Employees
INSURICA clients have access to major carriers, comprehensive services, sophisticated tools and customized solutions.
Employee Benefits Coverages and Services
- Health Plan Review and Carrier Mediations
- Benefits Products Brokerage
- Benchmarking
- Contractual Review
- Design and Implementation of Benefit Programs
- Assistance in Development of Benefit Goals and Objectives
- Claims Analysis
- Benefit Plan Communication and Enrollment Services
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Final Rule Implements Ban on Surprise Medical Billing
On Aug. 19, 2022, the Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) jointly released a final rule implementing the ban on surprise medical billing under the No Surprises Act (NSA), which was enacted as part of the Consolidated Appropriations Act, 2021 (CAA).
Proposed Overtime Rule Scheduled for October
The proposed rule will provide guidance on how bona fide executive, administrative, and professional employees can be exempted from the minimum wage and overtime requirements laid out by the Fair Labor Standards Act (FLSA).
Removing the Stigma Surrounding Debt Benefits
Debt is often a taboo topic, but it's essential to talk about it openly. According to a recent study by Nerdwallet, the average American family has more than $155,000 in debt. When expenses arise unexpectedly, as they do two or more times a year for one-third of Americans, this can cause families a lot of stress.