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Employee Benefits2024-01-08T19:24:50+00:00

Employee Benefits

Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.

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INSURICA’s Employee Benefits Experts

At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost. We do this through a proven 5-step process.

RM4U: Our Process

  1. Risk Assessment – Identifying and examining our client’s exposures through the Risk Assessment.
  2. Risk Report – Assessing the potential impact of those exposures and using the results to identify areas of risk reduction.
  3. Performance Plan – Utilizing the results of the analytics to form a strategic risk reduction plan, as well as a service calendar for plan implementation.
  4. Stewardship Meeting – Providing accountability through stewardship and continual risk management assessment, advice and analysis.

Put The Power of an Entire Network Behind Your Employees

INSURICA clients have access to major carriers, comprehensive services, sophisticated tools and customized solutions.

Employee Benefits Coverages and Services

  • Health Plan Review and Carrier Mediations
  • Benefits Products Brokerage
  • Benchmarking
  • Contractual Review
  • Design and Implementation of Benefit Programs
  • Assistance in Development of Benefit Goals and Objectives
  • Claims Analysis
  • Benefit Plan Communication and Enrollment Services

Resources

Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.  Quite literally, we dig deeper to help you identify your exposure and efficiently minimize your risks through proven loss prevention and loss reduction techniques.

No one knows your business better than you. Followed closely by us. That’s because INSURICA is made up of insurance and risk experts who specialize in core industries such as yours. And when it comes to successfully managing your business risks, knowledge is the greatest insurance policy.

We are proud to be an Assurex Global Partner. Assurex Global is the world’s largest privately-held risk management and commercial insurance brokerage group. Due to Assurex Global’s worldwide Partnership, collaboration tools, and communications infrastructure, all Assurex Global Partners are capable of servicing your accounts across the globe with equal precision and localized service.

Claims

Claims

We define claims management a little differently. We view our role as “a partner in your company’s profitability.”

Loss Control

Loss Control

Loss control has become one of the most important elements of your business’s insurance
program.

Alternative Risk

Alternative Risk

Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you.

Latest News

Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.

Preventing Burnout in Working Parents Helps Employers

May 3rd, 2024|Blog, Employee Benefits|

For companies aiming to elevate productivity, engagement, and loyalty in the workforce, prioritizing support for working parents may be a wise investment. Experts agree the stress of balancing professional and family obligations exacts a significant toll, frequently culminating in burnout — and businesses bear the brunt of the consequences.

Using Employee Feedback to Optimize Benefits Packages

May 2nd, 2024|Blog, Employee Benefits, Trending|

As employers look to reduce spending, many are slashing essential worker benefits like 401(k) plans, health insurance, and tuition assistance. However, experts warn against indiscriminately axing the costliest perks employees rely on. They say a better strategy is identifying underutilized offerings to cut and reallocating those dollars toward in-demand benefits.

The Game-Changing Benefit You’ve Been Overlooking: SECURE 2.0’s Student Loan Matching

May 1st, 2024|Blog, Employee Benefits|

A key provision in the SECURE 2.0 Act that took effect January 1 could be a game-changer for employers looking to assist workers with student debt while also bolstering retirement savings.

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