Federal mandates, inspections, licenses, liabilities, regulations, frivolous lawsuits… welcome to the hospitality industry! While serving others is a gratifying experience, it can also be tremendously taxing.
INSURICA’s Hospitality Experts
Whether you’re running your own restaurant or managing multiple hotel properties, the INSURICA Hospitality Experts can help you successfully navigate through the minefields of potential risk and exposure.
Accommodating Your Specific Needs
Not all insurance plans are created equal. All too often, off-the-shelf programs don’t take into consideration the potentially damaging complexities facing the restaurant and lodging industries. At INSURICA, our dedicated team of Hospitality Risk Experts begin by fully understanding and analyzing your daily operations, employment processes and regulatory compliance procedures.
Put The Power Of An Entire Network Behind Your Services
Our Hospitality Experts will create a comprehensive program designed to lower risk, minimize insurance claims and positively impact your bottom line.
Hospitality-Specific Coverages and Services
Safety Incentive Programs
Customized Employee Training
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss control has become one of the most important elements of your business’s insurance
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
How To Know When Health Insurance Will Cover An Oral Procedure
Encourage your employees to talk to their broker for guidance and to find out how to get the most out of their dental and medical insurance policies.
Risk Management for Hotels
Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential blind spots in your risk management and insurance programs.
Common Exposures for Restaurants
Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. However, the hospitality industry can be unforgiving, and it’s a constant challenge for owners to deliver exceptional food and service while maintaining profitability. The list below provides an overview of these restaurant industry risks and more—helping you identify potential blind spots in your risk management and insurance programs.