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Federal mandates, inspections, licenses, liabilities, regulations, frivolous lawsuits… welcome to the hospitality industry! While serving others is a gratifying experience, it can also be tremendously taxing.

INSURICA’s Hospitality Experts

Whether you’re running your own restaurant or managing multiple hotel properties, the INSURICA Hospitality Experts can help you successfully navigate through the minefields of potential risk and exposure.

Accommodating Your Specific Needs

Not all insurance plans are created equal. All too often, off-the-shelf programs don’t take into consideration the potentially damaging complexities facing the restaurant and lodging industries. At INSURICA, our dedicated team of Hospitality Risk Experts begin by fully understanding and analyzing your daily operations, employment processes and regulatory compliance procedures.

Put The Power Of An Entire Network Behind Your Services

Our Hospitality Experts will create a comprehensive program designed to lower risk, minimize insurance claims and positively impact your bottom line.

Hospitality-Specific Coverages and Services

  • Equipment Breakdown

  • Food Contamination/Spoilage

  • Crime/Employee Dishonesty

  • Liquor Liability

  • Auto/Valet Liability

  • Pre-Employment Testing

  • Safety Incentive Programs

  • Customized Employee Training


Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.  Quite literally, we dig deeper to help you identify your exposure and efficiently minimize your risks through proven loss prevention and loss reduction techniques.

Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.

At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost.

We are proud to be an Assurex Global Partner. Assurex Global is the world’s largest privately-held risk management and commercial insurance brokerage group. Due to Assurex Global’s worldwide Partnership, collaboration tools, and communications infrastructure, all Assurex Global Partners are capable of servicing your accounts across the globe with equal precision and localized service.



We define claims management a little differently. We view our role as “a partner in your company’s profitability.”

Loss Control

Loss Control

Loss control has become one of the most important elements of your business’s insurance

Alternative Risk

Alternative Risk

Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you.

Latest News

Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.

How To Know When Health Insurance Will Cover An Oral Procedure

March 10th, 2021|Blog, Employee Benefits, Hospitality|

Encourage your employees to talk to their broker for guidance and to find out how to get the most out of their dental and medical insurance policies.

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Risk Management for Hotels

November 1st, 2020|Blog, Hospitality, Industry, Risk Management, Solutions|

Owning and operating a hotel can be a rewarding endeavor. However, hotel operators have to manage numerous exposures related to lodging, and many offer amenities—including pools, exercise facilities, bars and restaurants—that can dramatically increase the number of insurable risks. The list below provides an overview of these hotel risks and more, helping you identify potential blind spots in your risk management and insurance programs.

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Common Exposures for Restaurants

August 5th, 2020|Blog, Hospitality, Industry|

Those who run restaurants are often some of the most passionate business owners, investing time and money to deliver a high-quality experience to their customers. However, the hospitality industry can be unforgiving, and it’s a constant challenge for owners to deliver exceptional food and service while maintaining profitability. The list below provides an overview of these restaurant industry risks and more—helping you identify potential blind spots in your risk management and insurance programs.

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