Catastrophic or “CAT” deductibles are the deductible amounts you pay in event of a loss caused by a catastrophic event, which can include named-storm wind, tornado, hail or flood. Your property coverage is often a combination of policies each designed to respond depending on the type of event that caused the insurable loss.
The insurance healthcare landscape is constantly evolving, with new medical treatments, technologies, and policy requirements emerging regularly. With professionals from various healthcare disciplines and backgrounds, the INSURICA Healthcare Practice team can assess risk and design insurance plans from multiple angles.
Flammable liquids are present in nearly every workplace. Gasoline, diesel fuel, and many common products such as solvents, thinners, cleaners, adhesives, paints, waxes and hand sanitizer may be highly flammable or combustible. If used or stored improperly, flammable and combustible liquids can cause serious injury or death.
The energy sector is no stranger to a cyber attack. For many American families and businesses, the most personally disruptive incident in recent memory came in May 2021 with the ransomware attack that shut down the Colonial Pipeline, a major U.S. oil and gas pipeline responsible for supplying nearly half of the East Coast’s petroleum.
Woligo partners with INSURICA to provide business insurance for self-employed workers and small business owners.
Millions of people living in and around cities experience summertime temperatures that are higher than those in surrounding natural areas. These urban “heat islands” increase energy demand for air conditioning, raise air pollution levels and can cause heat-related illness and death
Site preparation for an oil and gas well usually looks like any other construction site. The Occupational Safety and Health Administration (OSHA) uses Safety and Health Regulations for Construction (29 CFR 1926) to assess safety compliance during this phase of the development of a drilling site.
SILVER SPRINGS, Md. – For the seventh consecutive year, forecasters at the National Oceanic and Atmospheric Administration's (NOAA) Climate Prediction Center are predicting an above-average Atlantic hurricane season—which extends from June 1 to Nov. 30.