INSURICA Employee Benefits Insights

Keeping you ahead of the risks and challenges unique to your industry.

March 2023

A study from JP Morgan Chase reported that two-thirds of small to mid-size business owners expect a recession in 2023 and beyond, leading to budget cuts and layoffs. Another study by Aflac revealed that 59% of American employees feel at least moderately burned out due to work and life stressors.

Senior couple planning their investments with financial advisor

New DOL Rule Would Have Retirement Plans Consider Environmental and Social Factors

On November 22, 2022, the U.S. Department of Labor (DOL) introduced new regulations that allow retirement plans to factor in environmental, social, and governance (ESG) considerations when choosing investments and exercising shareholder rights. This update to legislation previously established in 2020 gives 401(k) participants access to climate-friendly funds and other ESG-focused options.

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A group of colleagues sitting around a table as two women high-five each other, signifying a healthy work environment.

How Employers Can Maintain Worker Well-Being with Leaner Budgets

As businesses across the country struggle to adjust their budgets during an uncertain economic climate, ensuring employee well-being has become increasingly difficult.

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Smiling young people greeting each other before negotiation at the company office.

Do Rewards Programs Really Help Employee Retention?

Many companies have implemented rewards programs to retain employees and keep them engaged, motivated, and committed. The idea is that employees will be more satisfied with their job if they are rewarded for their hard work and dedication.

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