INSURICA Risk Insights

Keeping you ahead of the risks and challenges unique to your industry.

Spring 2023
IN THIS ISSUE

A well-rounded return-to-work (RTW) program can help employers better control the impact and costs of workers being away from the job, while helping employees quickly recover both physically and financially from an injury.

Dora Martindale | Take Charge of Your Return to Work Program

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law and authority lawyer , judgment gavel hammer in court courtroom for crime judgement legislation and judicial decision, judge having justice of punishment guilt and criminal verdict legal

Stowers Doctrine Explained

The Stowers Doctrine holds that a liability insurer that undertakes the defense of an insured has a duty to act in good faith in settling a liability claim. It is named for a seminal Texas case, G. A. Stowers Furniture Co. v. American Indem. Co., 15 S.W.2d 544 (Tex. Comm’n App. 1929).

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a man with his hands on his lower bank indicating he is in pain. He will need to follow return to work protocol in order to resume his duties.

Take Charge of Your Return To Work Program

Workplace injuries can and do continue to hurt the bottom line for employers. A well-rounded return-to-work (RTW) program can help employers better control the impact and costs of workers being away from the job, while helping employees quickly recover both physically and financially from an injury. The goal is to enable injured employees to be productive during their recuperation and to maintain a connection to the workplace. A RTW program offers advantages to both the business and its workers.

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