You Deserve To Be Protected
INSURICA’s insurance experts are here to prepare
the coverage you need.
Select Chef and INSURICA have joined forces to provide you with best-in-class insurance options and resources. Built upon a tradition of integrity, industry leadership, and excellence we are committed to delivering tailored solutions with thoughtful strategic planning, valuable professional services, and technology-based solutions that result in sustained client satisfaction.
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Coverages To Consider
Property
General Liability Property Coverage
Costs for property damage claims against your business.
Medical
General Liability Medical Expenses
Medical expenses if someone gets injured at your company.
Advertising
General Liability Advertising Claims
Advertising injury claims against your business.
Administrative
General Liability Administrative Claims
Administrative costs to handle covered claims.
Court
General Liability Court Costs
Court costs, judgments and settlements for covered claims.
General Liability: Trip and Fall
As you bring groceries in from your car, you trip over a client’s cat and fall into the homeowner. She breaks an arm in the fall and demands your business pay for her medical treatment. General liability insurance would cover her medical expenses.
Disability and Accidental Coverage
What happens if you get hurt or sick and can’t work? Our accident and disability products are here for you.
Accident
$18.33/Month for Individuals
If you have an injury from an unexpected accident — big or small, in work or life — accident insurance might just be your most unexpected hero. Accident insurance works by paying you directly (not your doctor’s office) so you can use the money as you need it. Self-employed individuals can use accident insurance to pay business or household bills, food and gas, or medical expenses like co-pays. You decide!
Disability
Prices Based On Coverage Level
As an independent contractor, disability insurance is likely important to your work-life world. Why? If you become sick or injured and can’t work for some time (and it’s confirmed by a doctor) disability is designed to cover up to about 70% of your paycheck or income. That’s why it’s sometimes nicknamed “paycheck protection.” Basically, disability insurance for independent contractors is designed to help make ends meet until you get back on your feet.