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So far INSURICA has created 396 blog entries.

The Healthcare Affordability Gap: Employer Confidence Meets Employee Skepticism

By |2023-06-01T16:02:46+00:00June 1st, 2023|Blog, Employee Benefits|

The burden of paying for healthcare benefits has grown substantially for many employers. As the average expense for employee healthcare is projected by the Society for Human Resources Management to increase by 6.5 percent in 2023, surpassing $13,800 per employee, businesses of all sizes struggle to balance their budgets while ensuring their workforce remains healthy and productive.

Responsible Chemical Storage, MSDS and Spill Preparedness

By |2023-05-30T21:29:49+00:00May 30th, 2023|Blog, Environmental, Safety Tips|

At INSURICA, we recognize the significant concern that managing chemical-related risks poses for environmental businesses. To ensure a safer work environment, it is crucial to prioritize proper chemical storage, understanding Material Safety Data Sheets (MSDS), and being prepared for potential spills. These elements are essential facets of effective risk management.

Creating a Cybersecurity Culture

By |2023-05-24T20:44:24+00:00May 24th, 2023|Blog, Commercial Insurance, Construction|

Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes, according to Stanford University. Unfortunately for organizations, a single mistake can result in costly losses, reputational damage and lost or stolen data.

Healthcare Industry Trends to Watch

By |2023-05-25T15:16:50+00:00May 23rd, 2023|Blog, Commercial Insurance, Healthcare|

The healthcare industry plays a vital role in the U.S. economy, providing medical services and coordinating care for patients. It is an industry that constantly evolves, facing challenges and trends that require attention and adaptation. In this article, we will explore some of the key trends in the healthcare industry and their potential implications.

Personal Cyber Coverage Explained

By |2023-05-25T21:02:47+00:00May 22nd, 2023|Blog, Personal Insurance|

Today’s society has grown increasingly digital in nature, with many individuals leveraging smart devices within their daily lives. Although this technology can offer various benefits, it can also make individuals more susceptible to cybercrime. Such incidents have steadily become more common and costly. In fact, the FBI reported receiving more than 800,000 complaints regarding cybercrimes in the past year, totaling $4.2 billion in overall expenses.

Exploring the Options of Solar Panel Disposal

By |2023-05-30T18:01:28+00:00May 21st, 2023|Blog, Energy, Safety Tips|

Solar energy is a relatively new technology, so standards for disposal of solar panels and photovoltaic (PV) modules are still uncharted waters. However, if you are considering buying a green building that uses solar energy, or involved in the installation of solar panels or PV cell manufacturing, it is important to think 30 years down the road to your potential solar energy liabilities when it comes to disposal.

Reimagining Retirement: The Case for a Return to Pension Plans

By |2023-06-01T21:06:03+00:00May 20th, 2023|Blog, Employee Benefits, Trending|

As the retirement crisis looms, experts are exploring innovative solutions to ensure a secure financial future for America's workforce. One such solution is a return to pension plans, which could provide the stability and affordability employers and employees seek

Preventing Data Theft by Departing Employees

By |2023-05-30T17:01:58+00:00May 19th, 2023|Blog, Commercial Insurance, Healthcare|

When employees leave a company, there is a heightened risk of data theft, which is also known as data leakage or exfiltration. This risk is present whether an employee’s departure is voluntary or not. The consequences of data theft from insiders can be severe, as an organization’s most valued data assets and secrets are vulnerable. Data leakage events can impact a company’s financials through lost business and intellectual property, and they can result in reputational damage, litigation and regulatory fines.

Employer OSHA Liabilities for Remote Workers

By |2023-05-25T20:01:47+00:00May 18th, 2023|Blog, Risk Management, Safety Tips, Trending|

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from home.

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