Receive a once-a-month digest of our latest blog posts, business tips, and news.

About INSURICA

This author has not yet filled in any details.
So far INSURICA has created 753 blog entries.

Lifestyle Spending Accounts (LSAs): The Fastest-Growing Benefit of 2026

By |2026-08-06T15:46:48+00:00August 5th, 2026|Blog, Employee Benefits|

Lifestyle Spending Accounts (LSAs) are becoming one of the fastest-growing benefits of 2026. Employers are adopting LSAs because they solve a problem traditional benefits have struggled with for years: personalization. Employees want benefits that fit their lives, not one-size-fits-all programs. LSAs give them that flexibility. And because July is a major decision month for 2027 plan design, many employers are evaluating LSAs right now.

ICHRAs Gain Momentum: Why Employers Are Reconsidering Defined-Contribution Health Benefits

By |2026-08-06T15:54:43+00:00August 4th, 2026|Blog, Employee Benefits|

Lifestyle Spending Accounts (LSAs) are becoming one of the fastest-growing benefits of 2026. Employers are adopting LSAs because they solve a problem traditional benefits have struggled with for years: personalization. Employees want benefits that fit their lives, not one-size-fits-all programs. LSAs give them that flexibility. And because July is a major decision month for 2027 plan design, many employers are evaluating LSAs right now.

Managing Liability During Back-to-School Events

By |2026-08-06T15:39:42+00:00August 2nd, 2026|Blog, Education, News, Risk Management|

Back-to-school events create excitement, but they also create risk. Managing liability during back-to-school events starts with a little planning before the first open house or pep rally. Schools host several events within a short window each fall, and each one brings its own exposures. A proactive approach helps administrators protect students, staff, and the [...]

Mitigating Password Threats

By |2026-07-30T18:33:03+00:00July 30th, 2026|Blog, Risk Management, Trending|

Cybercrime continues to pose a serious threat to organizations of all sizes, highlighting the importance of strong cyber hygiene practices. While not the only line of defense against cyber threats, passwords remain a fundamental security control, and compromised credentials are among the most exploited entry points into business networks. As such, mitigating password threats is essential to reducing the likelihood of unauthorized access, protecting company data and strengthening overall cybersecurity resilience.

What to do in the First 24 Hours After a Commercial Property Loss

By |2026-07-30T18:54:54+00:00July 29th, 2026|Blog, Risk Management, Trending|

A fire, severe storm, burst pipe or other property loss can disrupt business operations in an instant. While the damage itself may be unavoidable, the actions taken during the first 24 hours can significantly influence the claims process and the speed of recovery. By responding promptly and documenting the situation carefully, businesses can help protect both their property and their insurance claim.

Who Needs to Be Listed on Your Auto Insurance Policy?

By |2026-07-30T19:01:48+00:00July 28th, 2026|Blog, Personal Insurance|

Auto insurance can provide ongoing financial security, but that does not mean you can simply set it and forget it. Adjusting various details of your policy may be necessary over time, including who is listed on it.

Understanding the Dangers of Earbuds and Headphones

By |2026-07-30T19:12:00+00:00July 27th, 2026|Blog, Risk Management, Trending|

Earbuds and music headphones have become fixtures of everyday life, but on the job, they can pose serious safety hazards. What feels like a harmless habit can put you and the people around you at risk. When you cannot hear what is happening in your vicinity, you lose the ability to react to warnings, moving equipment and instructions from co-workers. The consequences can be severe. Knowing the risks is the first step to making smarter choices on the job.

Five Strategies for Reducing Workers’ Compensation Costs

By |2026-07-30T19:21:40+00:00July 26th, 2026|Blog, Risk Management, Trending|

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing injuries and illnesses, saving workers’ compensation dollars.

Campus Access Control: Preparing Entry Points for Back-to-School Safety

By |2026-07-30T19:22:26+00:00July 22nd, 2026|Blog, Education|

While visitor check-in procedures help control who enters a building, the entry points must also function correctly for those procedures to work. A well-designed visitor policy can still fail if a door doesn’t latch, an access schedule is misconfigured, or a former employee’s badge is still active. Strengthening campus access control means looking beyond policy and confirming the physical and technical systems that support it are working as intended.

New Federal Guidance Tightens Oversight of Health Plan Data Sharing

By |2026-07-08T14:49:44+00:00July 8th, 2026|Blog, Employee Benefits|

Federal regulators have issued new guidance that will affect how employers manage health plan data sharing for the rest of 2026. The update comes in response to a rise in cybersecurity incidents involving third-party administrators, payroll vendors, and benefits platforms. While the rules do not create new penalties, they clarify that employers—not vendors—are ultimately responsible for protecting employee health information.

Comments Off on New Federal Guidance Tightens Oversight of Health Plan Data Sharing
Go to Top