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So far INSURICA has created 779 blog entries.

Before Winter Break: School Building Security and Shutdown

By |2026-11-10T18:22:51+00:00November 10th, 2026|News|

Winter break can leave school buildings unoccupied for days or weeks. With fewer people on site, concerns such as unauthorized entry, water leaks, frozen pipes, equipment failures, and fire hazards may be harder to identify quickly. Before staff and students leave for break, take time to review building security, equipment, emergency contacts, and cold [...]

New Federal Guidance Tightens Rules on Virtual Care Networks and Mental Health Parity

By |2026-11-09T18:42:14+00:00November 9th, 2026|Blog, Employee Benefits|

Federal agencies have issued new guidance that directly affects how employers manage virtual care networks and mental health parity compliance heading into 2027. The Departments of Labor, Treasury, and HHS are sharpening their focus on whether plans provide meaningful access to mental health services — and virtual care is now a central part of that evaluation.

Financial Wellness as a Core Benefit: Helping Employees Navigate Inflation and Debt

By |2026-11-09T19:05:41+00:00November 8th, 2026|Blog, Employee Benefits|

Financial stress has become one of the biggest drivers of employee burnout, absenteeism, and mental health claims. Inflation may have slowed, but prices remain high, and many employees are carrying record levels of credit card debt, medical debt, and student loans. For employers, financial wellness is no longer a “nice extra” — it’s a core benefit that supports productivity, retention, and overall wellbeing.

Winter Driving Safety for Commercial Fleets

By |2026-11-02T16:30:28+00:00November 1st, 2026|Blog, Risk Management, Trending|

Snow, ice, freezing temperatures and reduced visibility create serious challenges for tractor-trailer drivers. Large trucks require extra stopping distance and maneuvering room, and slippery roads increase the risk of skids and jackknifes. Preparing equipment and adjusting driving practices can help fleets reduce winter crash risks.

Preventing Struck-By Incidents From Dropped Objects

By |2026-11-02T16:38:21+00:00October 31st, 2026|Blog, Risk Management, Trending|

Dropped tools, materials and other objects can cause serious struck-by injuries when they fall from elevated work areas. Workers can be exposed to these hazards when working on scaffolds, ladders, roofs, platforms and other elevated surfaces. Taking a few simple precautions can help prevent objects from falling and protect individuals below. Follow these tips to keep tools and materials secure and reduce the risk of struck-by incidents.

Understanding Security Debt

By |2026-11-02T16:55:30+00:00October 30th, 2026|Blog, Risk Management, Trending|

As organizations adopt new technologies and modernize operations, cybersecurity safeguards can fall behind. Unpatched software, outdated systems, excessive user privileges, inadequate training and unauthorized tools can create unresolved weaknesses collectively known as security debt. Security debt extends beyond technical vulnerabilities. It includes gaps across people, processes and technology, such as weak governance, unsupported systems, forgotten cloud resources and poor access controls.

Heating Systems and Indoor Air Quality: What Schools Should Check Before Winter

By |2026-11-02T17:01:33+00:00October 29th, 2026|Blog, Education, Risk Management|

As schools prepare for colder weather, heating systems and indoor air quality deserve special attention. When equipment, ventilation, or maintenance needs are overlooked, schools may face uncomfortable learning environments, equipment failures, water damage, or disruptions to normal operations.

When Wildlife Becomes a Liability: 2 Raccoon Break-ins and What They Reveal About Commercial Coverage

By |2026-11-02T17:33:14+00:00October 28th, 2026|Blog, Risk Management, Trending|

In late November 2025, a raccoon entered a closed liquor store through the ceiling in Ashland, Virginia, knocked bottles from the shelves and was later found passed out in the bathroom after apparently sam-pling the inventory. Animal control secured the raccoon and released it unharmed. Weeks later, in Lake Geneva, Wisconsin, a raccoon fell through a ceiling into a resort restaurant during dinner service. A patron who tried to catch the animal was bitten, and the raccoon was later euthanized and tested for rabies. The test came back negative, but the guest had to be evaluated for possible rabies exposure before that result.

AI in Schools: 7 Questions to Ask Before Approving a New Tool

By |2026-10-14T18:03:52+00:00October 14th, 2026|Blog, Education, Risk Management|

Artificial intelligence tools are quickly becoming part of the education landscape. From lesson planning and tutoring support to communication, accessibility, and administrative tasks, AI may offer valuable opportunities for schools. However, before approving a new tool, school leaders should understand how it collects, uses, stores, and protects information. An AI tool can create privacy, [...]

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INSURICA Acquires WorkCompOne, Expanding Digital Capabilities for Small Business Insurance

By |2026-10-12T20:45:12+00:00October 12th, 2026|News|

OKLAHOMA CITY, Okla. — INSURICA has acquired WorkCompOne, a direct-to-consumer digital insurance agency focused on workers' compensation coverage for small businesses.

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