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So far INSURICA has created 717 blog entries.

Commercial General Liability Insurance

By |2026-01-09T15:05:43+00:00January 9th, 2026|Blog, Risk Management, Trending|

Running a business comes with significant risk. Everyday interactions, such as serving customers, visiting clients or running marketing campaigns, can expose businesses to potential liability. A customer could slip on a wet floor, a contractor could accidentally damage a client’s property, or a marketing campaign could unintentionally harm the reputation of a competitor. Just one single liability incident can trigger an expensive lawsuit and have far-reaching consequences. Beyond potential settlement costs, legal defense costs—even if claims are found to be baseless—can quickly escalate into tens or hundreds of thousands of dollars. Furthermore, litigation can disrupt operations and undermine customer and stakeholder trust.

Employee Benefits Compliance Updates for 2026

By |2026-01-07T19:56:56+00:00January 7th, 2026|Blog, Employee Benefits, Trending|

As 2025 closes, several pressing compliance issues will shape your responsibilities in 2026. Updated PCORI fees, Affordable Care Act (ACA) reporting obligations, state-level mandates, and new federal requirements such as gag clause attestations are all on the horizon.

AI Powered Benefits Solutions: Navigating Rising Costs in 2026

By |2026-01-07T19:56:35+00:00January 6th, 2026|Blog, Employee Benefits|

Health benefit costs are projected to rise nearly 9% in 2026, putting significant pressure on employers to balance affordability with employee satisfaction. Against this backdrop, artificial intelligence (AI) is emerging as a transformative tool in the benefits space.

Health & Welfare Benefits Year End Roundup: 2025 Regulatory Highlights

By |2026-01-09T15:17:52+00:00January 5th, 2026|Blog, Employee Benefits, Trending|

As 2025 draws to a close, employers and benefits professionals face a shifting regulatory landscape that will shape health and welfare programs in 2026 and beyond. This year’s developments underscore the government’s dual priorities: expanding access, modernizing benefit delivery, and balancing compliance with practical flexibility. Below is a roundup of the most significant regulatory highlights.

Winter Weather Preparedness: Keeping School Operations Safe and Moving

By |2026-01-07T19:56:10+00:00January 4th, 2026|Blog, Education|

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

Supporting Employee Mental Health During Challenging or Traumatic Times

By |2026-01-09T15:36:02+00:00January 3rd, 2026|Blog, Risk Management, Trending|

During challenging times or traumatic events, organizations can do a lot to support employees. NAMI encourages people to bring their whole selves to work, which includes their mental health. As employers, it’s important to acknowledge what’s happening outside of the workplace, its potential impact on employee wellness, and support employees so that they can continue to do their best work.

Snowmelt Prevention Tips

By |2026-01-09T16:18:13+00:00January 1st, 2026|Blog, Personal Insurance|

As winter ends and temperatures begin to rise, the accumulating water from melting snow and ice—also known as snowmelt—can lead to significant property damage. Don’t let snowmelt wreak havoc on your home. Review the following guidance for snowmelt prevention recommendations.

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