Personal Insurance Coverage
How do you know what coverage is right for you? How do you determine if you have too much or to too little? How do you weigh your costs to your risks? At INSURICA, we don’t just offer coverage, we provide certainty. By managing your complete risk and exposure needs, we help you “see it all” so you can make an informed decision and plan accordingly.
Our Approach
Our comprehensive approach begins with a thorough assessment of your needs. Next, we identify and evaluate your immediate and long-term goals. Based on this detailed process, we can develop a protection package designed to minimize the burden of financial loss through a cost-efficient risk management strategy.
Put The Power Of An Entire Network Behind You and Your Family
Our strong relationships with carriers enable us to get the best combination of price and coverage for your personalized needs.
Personalized Coverages and Services
Homeowners
Automobile
Personal Umbrella
Jewelry, furs, firearms, fine arts and collectibles
Rental property
Personal watercraft
Recreational vehicles
Farm and related coverage
- Vacation property
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Why It Can Pay to Have Uninsured Motorist Insurance
Car insurance is a vital safeguard for drivers that is often legally required by states. Specifically, auto liability insurance (a standard component of a car insurance policy) can help pay for damages you cause to others in an accident, saving you from costly out-of-pocket expenses.
Keeping Pests Out of Your House This Fall
As fall and winter bring colder temperatures, the warm interior of your home can provide shelter, breeding spaces and access to nourishment for household pests. Any pest invasion—flies, rodents, squirrels, wasps, ants and various bugs—can cause property damage as well as health and safety hazards for any homeowner.
Drive Safe This Fall: Avoid Animal Collisions
Fall is a beautiful time of year, but it’s also when most wildlife-vehicle collisions occur. More than 300,000 of such incidents happen yearly between October and December, according to the Federal Highway Administration.