As mid-year approaches, employers sponsoring benefit plans should begin preparing for upcoming Form 5500 filing obligations. For many calendar-year plans, Form 5500 filings are due by July 31, making June an ideal time to confirm whether filing requirements apply and ensure needed information is being gathered.
Pharmacy spending is once again the fastest growing component of employer health plans. Specialty drugs now account for more than half of total pharmacy spend, and GLP 1 medications for diabetes and weight management are reshaping budgets. Employers are feeling the pressure: rising premiums, unpredictable claims, and employee expectations for access to high cost therapies.
Self funding is no longer just for large employers. In 2026, small and mid sized businesses are embracing level funded and partially self funded plans at record rates. Rising premiums, greater access to stop loss coverage, and improved data analytics are making self funding a viable option for groups as small as 25–50 employees.
As the Iranian conflict continues to unfold, cyberattacks on businesses and infrastructure continue to escalate. On March 12, a cyberattack targeted medical technology company Stryker Corporation, reportedly wiping more than 200,000 devices worldwide and deleting 50 terabytes of corporate data.
Amid a steep rise in accident severity and litigation costs, commercial auto insurers are turning to telematics technology to improve risk assessment and help stabilize a market under financial strain.
Forklifts play an important role in moving materials safely and efficiently in many workplaces. However, even a simple task like getting on or off a forklift can lead to serious injuries if not done correctly.
Summer is a key season for school athletic fields and outdoor facilities. With fewer activities, it’s a great time for repairs and preventive maintenance—but it can also increase exposure to weather damage, irrigation problems, vandalism, and unauthorized use.
Whether you’re building a new home addition, adding a feature like a swimming pool, redoing a bathroom or upgrading an electrical system, understanding and addressing possible renovation risks is critical.
Chronic conditions have long been the primary driver of employer healthcare spending, but 2026 marks a turning point in how organizations are approaching prevention, treatment, and long-term management. With GLP-1 medications dominating headlines — and budgets — employers are urgently exploring complementary or alternative strategies that can improve outcomes without unsustainable cost growth. The result is a new wave of digital therapeutics, metabolic health programs, and integrated care models that promise a more balanced approach to chronic disease management.
A strong school recovery plan for hurricane season helps schools restore operations quickly and reopen safely after a storm. For many schools, the biggest challenges begin once the weather clears: assessing damage, coordinating vendors, restoring technology, documenting impacts, and making informed reopening decisions. A clear, preassigned plan reduces confusion, supports faster recovery, and helps [...]
