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Claims Made Versus Occurrence

By |2023-06-06T14:58:26+00:00June 6th, 2023|Blog, Risk Management, Trending|

You are a contractor working on a job site on an ordinary day. Suddenly, without warning, there is an accident and spillage of chemicals. It heads down the hillside for a pond or storm drain. Speedy action by you and other contractors on the job site contains it. Proper calls are made to the right governmental agencies.

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Employer OSHA Liabilities for Remote Workers

By |2023-05-25T20:01:47+00:00May 18th, 2023|Blog, Risk Management, Safety Tips, Trending|

Encouraging remote work has become a new normal for a variety of reasons. Whether it is to reduce costs of operating a physical place of business, address pandemic reasons or allow employees to have a better work-life balance, more and more workers are working from home.

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Lithium-ion Batteries May Cause Fire Hazard

By |2023-05-24T15:48:18+00:00May 1st, 2023|Blog, Risk Management, Safety Tips, Trending|

The number of fires stemming from the lithium-ion batteries commonly found in electronic bikes (e-bikes) is rapidly rising, according to the National Fire Protection Association. In 2022, at least 19 people died in the United States because of fires or overheating incidents related to battery-powered products. In New York City alone, the batteries caused 216 fires, resulting in 147 injuries and six deaths in 2022.

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National Hurricane Preparedness Week Starts April 30

By |2023-05-25T16:07:57+00:00April 27th, 2023|Blog, Personal Insurance, Risk Management, Trending|

It is essential to be properly prepared for hurricane season, as these storms carry significant risks to safety and property. To raise awareness of the dangers of hurricanes, the National Oceanic and Atmospheric Administration (NOAA) annually sponsors National Hurricane Preparedness Week. This year, it runs from April 30 to May 6, 2023.

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May is National Wildfire Awareness Month

By |2023-05-25T16:08:54+00:00April 25th, 2023|Blog, Personal Insurance, Risk Management, Trending|

Each May, the Ready Campaign—launched in 2003 by the Federal Emergency Management Agency—promotes National Wildfire Awareness Month. The goal of this initiative is to encourage and empower people to prepare for, respond to and mitigate wildfires.

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Leadership and Creating a Strong Safety Culture

By |2022-12-06T20:45:14+00:00January 20th, 2022|Blog, Risk Management|

The last two years have been challenging, to say the least, but as our economy continues to stabilize, we are already seeing hiring pressures mount throughout industry. With an increase in hiring comes the potential for an increase in workplace injuries. As we launch into 2022, there is no better time than now for business leaders to focus on systematic accident prevention by adopting a strong and proactive safety culture and beginning a transformation to a culture where everyone believes that all injuries can be prevented.

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Common Exposures For Financial Institutions

By |2022-01-20T05:45:02+00:00January 18th, 2022|Blog, Financial, Risk Management|

As a financial institution, your customers trust you with their money. This article provides an overview of common financial intuition exposures, helping you identify potential blind spots in your risk management and insurance programs.

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Fleet Risk Management Best Practices

By |2021-12-07T05:11:47+00:00December 7th, 2021|Blog, Loss Control, Risk Management, Safety Tips, Transportation, Trending|

What can companies do to lower the likelihood of a claim related to fleet drivers? Let's look at some fleet risk management best practices.

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Risk Management Best Practices For Contractors

By |2022-07-07T22:36:49+00:00December 2nd, 2021|Blog, Construction, Risk Management|

When we look at claims and incidents that happen across industries, we note that there will be a recurrence in some circumstances. Keeping U In Mind is an ongoing communication of real-world scenarios resulting in claims. The goal of providing Keeping U In Mind is to take a proactive step that will likely aid in the prevention of a recurrence of a potential risk that individuals or businesses are facing that are similar to others.

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National Cybersecurity Awareness Month: #BeCyberSmart Campaign

By |2021-10-25T20:00:32+00:00October 25th, 2021|Blog, Commercial Insurance, Risk Management, Small Business, Trending|

It is critical for businesses like yours to stay cyber-secure to safeguard company data, protect customers’ personal information and ensure employee privacy. INSURICA wants to help you with several ways you can be proactive and contribute to organizational cybersecurity:

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