Hospital and Healthcare Insurance Simplified

Even though most hospital administrators likely are never going to have to face the challenges of leading a hospital or health system through the aftermath of a major disaster, it is still extremely important for healthcare leaders to be prepared for the worst-case scenario.

Get Prepared

What We Do

Personalized Customer Service

INSURICA’s Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability.

Our Team

Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.

Hands On Claims Assistance

Just like you, our goal is to prevent issues before they become problems.

A Comprehensive Plan

We do this by listening, observing and interacting with your team. We also analyze your current operations and past claims in order to uncover correctable trends. It all adds up to a comprehensive plan designed to help our clients prevent or reduce risk that may result in a claim or lawsuit.

Holistic Approach To Insurance

Our approach is never one size fits all. At INSURICA, our motto is Specializing in You, and our Healthcare Practice embraces that concept.

Decades Of Knowledge

We’ve partnered with healthcare operations for decades, and we recognize and understand the ever-evolving dynamics facing the healthcare industry today.

Customized Coverage

Through INSURICA, you’ll have access to major carriers, providing a wide variety of healthcare-specific coverages and services.

Put Our Network Behind Your Care

Healthcare-specific coverages and services: General Liability, Property, Workers’ Compensation, Cyber Liability, Professional Liability, Directors and Officers Liability, Provider Stop Loss Insurance, and Loss Control Services.

Risk Management

Just like you, our goal is to prevent issues before they become problems.

INSURICA’s Healthcare Experts

INSURICA’s Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability. Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.

Active Assailant

The best way to offer protection against active assailant incidents is to be proactive.

Be Prepared

Organizations need to take steps to prepare for and respond to active assailant incidents. Doing so can help keep employees, customers and other applicable parties as safe as possible and minimize associated losses amid these incidents. Organizations should reach out to law enforcement for additional guidance on addressing active shooter incidents and work with legal counsel to discuss any applicable regulatory requirements regarding active assailant preparedness and response tactics.

Our Team

Phillip Smith
Phillip SmithHealthcare Practice Leader
Leah Saylor
Leah SaylorRisk Control
Ben Rowland
Ben Rowland Risk Consultant
Shelby Faust
Shelby FaustOHA Vice President

Resources

OSHA’s Most Frequently Cited Standards in Hospitals (2022)

Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2022 for the hospital industry.

Read More

Protecting Patient Data by Preventing Cyber Attacks

The threat of a data breach in a health care facility is daunting. Privacy is the foundation of hospitals’ information systems, and compliance with the Health Insurance Portability and Accountability Act (HIPAA)– along with the facility’s reputation–will be jeopardized if just one patient’s information falls into the wrong hands.

Read More

Violence in America Today: The value of being proactive versus reactive as mass shootings and violence continue to rise.

Specialized Coverages for Your Operations

  • Professional Liability Insurance – Our industry experts have an in-depth understanding of the marketplace and long-term relationships with underwriters to provide the best solutions for their clients.

  • Property – Health Systems present unique exposures for property coverages from highly specialized diagnostic devices to business continuation plans.

  • Employee Benefits – Health Systems’ greatest asset is the people who care for patients. A well-designed EB program protects and preserves the most important piece of the organization.

  • Cyber Liability and Billing – The healthcare industry faces significant exposures due to the amount of personal data collected from patients and governmental regulatory compliance. When these exposures and potential liabilities are properly understood, insurance can be purchased to protect facility owners from financial disaster.

  • Executive Liability – As one of the most overlooked aspects of insurance programs for healthcare facilities, insurance covering executive liability can be the difference between a facility thriving or going out of business.

  • Captive Design and Management – Best-in-Class Hospitals deserve the right to take advantage of outstanding risk management and performance.

  • Risk Management – Our Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability. Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.

  • Active Assailant – Our team of professionals can assess and develop a specific Active Assailant Prevention Program tailored to the specific needs of your organization.

INSURICA | Oklahoma Hospital Association Partner Agency

In addition to INSURICA’s extensive network of experts, they are able to leverage the expertise of other insurance leaders throughout the U.S. and the world. Partner agencies are selected on the basis of their premier market position, breadth of services integrity and commitment to serve clients.

Why OHA Endorses INSURICA

What We Do

Discovery 

Getting to know you and identify areas of financial risk within your business.

Design

Based upon what we uncover during our discovery process, we will prioritize and design a strategic risk reduction plan together.

Implement 

Upon agreement of the plan, our team will meet with your team to coordinate implementation of the plan.

Monitor 

Through stewardship, we will monitor the plan together to assure desired outcomes.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you. To get started give us a call 405-292-6413 or fill out the form below and we’ll be in touch.