Hospital and Healthcare Insurance Simplified

Even though most hospital administrators likely are never going to have to face the challenges of leading a hospital or health system through the aftermath of a major disaster, it is still extremely important for healthcare leaders to be prepared for the worst-case scenario.

Get Prepared

What We Do

Personalized Customer Service

INSURICA’s Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability.

Our Team

Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.

Hands On Claims Assistance

Just like you, our goal is to prevent issues before they become problems.

A Comprehensive Plan

We do this by listening, observing and interacting with your team. We also analyze your current operations and past claims in order to uncover correctable trends. It all adds up to a comprehensive plan designed to help our clients prevent or reduce risk that may result in a claim or lawsuit.

Holistic Approach To Insurance

Our approach is never one size fits all. At INSURICA, our motto is Specializing in You, and our Healthcare Practice embraces that concept.

Decades Of Knowledge

We’ve partnered with healthcare operations for decades, and we recognize and understand the ever-evolving dynamics facing the healthcare industry today.

Customized Coverage

Through INSURICA, you’ll have access to major carriers, providing a wide variety of healthcare-specific coverages and services.

Put Our Network Behind Your Care

Healthcare-specific coverages and services: General Liability, Property, Workers’ Compensation, Cyber Liability, Professional Liability, Directors and Officers Liability, Provider Stop Loss Insurance, and Loss Control Services.

Our Team

Phillip Smith, MHA
Phillip Smith, MHAHealthcare Practice Leader
Devin Stewart
Devin StewartBranch Leader
Thomas Suethe
Thomas SuetheEmployee Benefits Advisor
Lance Wolff
Lance WolffEmployee Benefits Advisor

Resources

OSHA’S Most Frequently Cited Standards In Hospitals In 2020

The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2020 for the hospital industry. This top 10 list comprises establishments that provide medical, diagnostic and treatment services that include physician, nursing and other health services to inpatients and the specialized accommodation services required by inpatients.

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Potential Environmental And Regulatory Liabilities At Hospitals

The most common environmental and regulatory exposures encountered at hospitals and similar clinical institutions are covered in the following article.

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Air Quality – A Threat To Patients and Staff

According to the Environmental Protection Agency (EPA), indoor air has higher levels of pollutants than outdoor air, and consequently can pose environmentally related health problems. Health care facilities must take particular care of indoor air quality.

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Specialized Coverages for Your Operations

  • Professional Liability Insurance – Our industry experts have an in-depth understanding of the marketplace and long-term relationships with underwriters to provide the best solutions for their clients.

  • Property – Health Systems present unique exposures for property coverages from highly specialized diagnostic devices to business continuation plans.

  • Employee Benefits – Health Systems’ greatest asset is the people who care for patients. A well-designed EB program protects and preserves the most important piece of the organization.

  • Cyber Liability and Billing – The healthcare industry faces significant exposures due to the amount of personal data collected from patients and governmental regulatory compliance. When these exposures and potential liabilities are properly understood, insurance can be purchased to protect facility owners from financial disaster.

  • Executive Liability – As one of the most overlooked aspects of insurance programs for healthcare facilities, insurance covering executive liability can be the difference between a facility thriving or going out of business.

  • Captive Design and Management – Best of Class Hospitals deserve the right to take advantage of outstanding risk management and performance.

INSURICA | Texas Hospital Association Partner Agency

In addition to INSURICA’s extensive network of experts, they are able to leverage the expertise of other insurance leaders throughout the U.S. and the world. Partner agencies are selected on the basis of their premier market position, breadth of services integrity and commitment to serve clients.

Why THA Endorses INSURICA

Client Testimonial

“Within two days I received an e-mail stating we had been shorted and would be issued $21,567.41 for the damages. This is a great example of the customer service INSURICA provides. They were not our broker at the time of the incident, and they did not have anything to gain by going after this claim for us. They took it on and I feel this is the best outcome we could have hoped for.” – Jessica Booth | Permian Regional Medical Center

Find Out How We Helped

What We Do

Discovery 

Getting to know you and identify areas of financial risk within your business.

Design

Based upon what we uncover during our discovery process, we will prioritize and design a strategic risk reduction plan together.

Implement 

Upon agreement of the plan, our team will meet with your team to coordinate implementation of the plan.

Monitor 

Through stewardship, we will monitor the plan together to assure desired outcomes.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you. To get started give us a call 512-379-7400 or fill out the form below and we’ll be in touch.