INSURICA Personal Insurance News 

Keeping you ahead of the risks and challenges unique to your industry.

Winter 2022-23

Auto deductibles typically range from $250 to $1,000. By upping your deductible and utilizing your insurance for big repairs, you can significantly reduce your premium…

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A teen driver in the driver's seat while a female passenger sits on her cell phone.

Insuring Your Teen Driver

If you are the parent of a teen driver who is getting ready to climb behind the steering wheel, insuring them can be an expensive endeavor. This is because the risk of motor vehicle crashes is higher among teen drivers than among any other age group.

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god and diamond watches/valuables on a stack of 100 dollar bills

Insuring Your Valuables

Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage.

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A family of three sitting on a couch with a cardboard box symbolizing a roof over their heads.

Home Insurance Forecast Heading into 2023

The home insurance market is currently being challenged by significant market conditions. Companies that respond the best to inflation and challenges of natural disasters will provide the biggest benefits to consumers going forward.

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The Hazards of Biofuels

June 7th, 2025|Comments Off on The Hazards of Biofuels

As a fast-growing part of the energy sector, the biofuel industry has become an attractive place to work and invest. To protect your company in the biofuel industry, it is essential to recognize potential workplace hazards of biofuels and their production processes, and take steps to protect workers from harm. In addition to common workplace hazards such as walking and working surface hazards and electrical hazards, biofuels present three major types of hazards:

  • Forecasters Up Their Hurricane Outlook After Hyperactive Beryl: An ariel view of a hurricane.

Forecasters Up Their Hurricane Outlook After Hyperactive Beryl

July 11th, 2024|Comments Off on Forecasters Up Their Hurricane Outlook After Hyperactive Beryl

Researchers at Colorado State University have upped their forecast for this year’s Atlantic hurricane season, now projecting at least 25 named storms, with 12 of them expected to reach hurricane status.

Baltimore Bridge Collapse Could Lead to Historic Marine Losses

April 4th, 2024|Comments Off on Baltimore Bridge Collapse Could Lead to Historic Marine Losses

On Tuesday, March 26, 2024, a large container ship traveling through the Port of Baltimore in Maryland collided with a concrete column supporting the Francis Scott Key Bridge, ultimately causing the nearly 50-year-old structure to completely collapse and shutting down one of the largest and busiest harbors in the United States.