INSURICA Personal Insurance News 

Keeping you ahead of the risks and challenges unique to your industry.

Winter 2022-23

Auto deductibles typically range from $250 to $1,000. By upping your deductible and utilizing your insurance for big repairs, you can significantly reduce your premium…

A teen driver in the driver's seat while a female passenger sits on her cell phone.

Insuring Your Teen Driver

If you are the parent of a teen driver who is getting ready to climb behind the steering wheel, insuring them can be an expensive endeavor. This is because the risk of motor vehicle crashes is higher among teen drivers than among any other age group.

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god and diamond watches/valuables on a stack of 100 dollar bills

Insuring Your Valuables

Your valuables are important to you—and insuring them is equally important to prevent serious loss in the event of damage or theft. Learn more about how you can protect the finer things in life with additional coverage.

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A family of three sitting on a couch with a cardboard box symbolizing a roof over their heads.

Home Insurance Forecast Heading into 2023

The home insurance market is currently being challenged by significant market conditions. Companies that respond the best to inflation and challenges of natural disasters will provide the biggest benefits to consumers going forward.

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Managing Construction Contract Risks

January 24th, 2022|Comments Off on Managing Construction Contract Risks

Meeting a project’s green building standards presents additional risks as compared to traditional ones. The time to learn about them is before you bid on a project.

Contractors Pollution Liability Insurance

November 5th, 2021|Comments Off on Contractors Pollution Liability Insurance

While many contractors assume that their commercial general liability (CGL) policy would cover environmental claims, the unfortunate reality is that most CGLs have pollution exclusions that leave contractors uninsured in the case of a pollution incident.