Personal Insurance Coverage
How do you know what coverage is right for you? How do you determine if you have too much or to too little? How do you weigh your costs to your risks? At INSURICA, we don’t just offer coverage, we provide certainty. By managing your complete risk and exposure needs, we help you “see it all” so you can make an informed decision and plan accordingly.
Our Approach
Our comprehensive approach begins with a thorough assessment of your needs. Next, we identify and evaluate your immediate and long-term goals. Based on this detailed process, we can develop a protection package designed to minimize the burden of financial loss through a cost-efficient risk management strategy.
Put The Power Of An Entire Network Behind You and Your Family
Our strong relationships with carriers enable us to get the best combination of price and coverage for your personalized needs.
Personalized Coverages and Services
Homeowners
Automobile
Personal Umbrella
Jewelry, furs, firearms, fine arts and collectibles
Rental property
Personal watercraft
Recreational vehicles
Farm and related coverage
- Vacation property
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Common Exposures for Personal Lines Clients
Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and life insurance, each designed to insulate individuals and families from financial losses.
Save Money and Energy in Your Household
According to the U.S. Department of Energy, the typical American family spends over $1,386 a year on home utility bills, and a large portion of that energy is wasted. Not to fear: there are several things you can do each month to conserve energy and reduce the strain on your wallet.
April Is Distracted Driving Awareness Month
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the following article for more information on distracted driving and ways you can help prevent it.