Hospital and Healthcare Insurance Simplified
Even though most hospital administrators likely are never going to have to face the challenges of leading a hospital or health system through the aftermath of a major disaster, it is still extremely important for healthcare leaders to be prepared for the worst-case scenario.
What We Do
Personalized Customer Service
INSURICA’s Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability.Our Team
Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.
Hands On Claims Assistance
Just like you, our goal is to prevent issues before they become problems.A Comprehensive Plan
We do this by listening, observing and interacting with your team. We also analyze your current operations and past claims in order to uncover correctable trends. It all adds up to a comprehensive plan designed to help our clients prevent or reduce risk that may result in a claim or lawsuit.
Holistic Approach To Insurance
Our approach is never one size fits all. At INSURICA, our motto is Specializing in You, and our Healthcare Practice embraces that concept.Decades Of Knowledge
We’ve partnered with healthcare operations for decades, and we recognize and understand the ever-evolving dynamics facing the healthcare industry today.
Customized Coverage
Through INSURICA, you’ll have access to major carriers, providing a wide variety of healthcare-specific coverages and services.Put Our Network Behind Your Care
Healthcare-specific coverages and services: General Liability, Property, Workers’ Compensation, Cyber Liability, Professional Liability, Directors and Officers Liability, Provider Stop Loss Insurance, and Loss Control Services.
Risk Management
Just like you, our goal is to prevent issues before they become problems.INSURICA’s Healthcare Experts
INSURICA’s Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability. Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.
Active Assailant Prevention
The best way to offer protection against active assailant incidents is to be proactive.Be Prepared
Organizations need to take steps to prepare for and respond to active assailant incidents. Doing so can help keep employees, customers and other applicable parties as safe as possible and minimize associated losses amid these incidents. Organizations should reach out to law enforcement for additional guidance on addressing active shooter incidents and work with legal counsel to discuss any applicable regulatory requirements regarding active assailant preparedness and response tactics.
Resources
OSHA’S Most Frequently Cited Standards in Hospitals (2022)
Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most recent statistics from OSHA reveal the top standards cited in the fiscal year 2022 for the hospital industry.
Protecting Patient Data by Preventing Cyber Attacks
The threat of a data breach in a health care facility is daunting. Privacy is the foundation of hospitals’ information systems, and compliance with the Health Insurance Portability and Accountability Act (HIPAA)– along with the facility’s reputation–will be jeopardized if just one patient’s information falls into the wrong hands.
Violence in America Today: The value of being proactive versus reactive as mass shootings and violence continue to rise.
Specialized Coverages for Your Operations
Active Assailant Prevention – Our team of professionals can assess and develop a specific Active Assailant Prevention Program tailored to the specific needs of your organization.
Captive Design and Management – Best-in-Class Hospitals deserve the right to take advantage of outstanding risk management and performance.
Cyber Liability and Billing – The healthcare industry faces significant exposures due to the amount of personal data collected from patients and governmental regulatory compliance. When these exposures and potential liabilities are properly understood, insurance can be purchased to protect facility owners from financial disaster.
Employee Benefits – Health Systems’ greatest asset is the people who care for patients. A well-designed EB program protects and preserves the most important piece of the organization.
Executive Liability – As one of the most overlooked aspects of insurance programs for healthcare facilities, insurance covering executive liability can be the difference between a facility thriving or going out of business.
Medical Equipment Maintenance Program – Consolidate your equipment service contracts under one maintenance agreement, one renewal and billing date, and consistent terms and conditions. Typical coverages include Cardiology, Communication, Functional Labs, General Office, IT, Laboratory, Mail Room, Medical Imaging, Patient Care, Respiratory Therapy, Security, Surgery, plus an array of additional electronic equipment.
Professional Liability Insurance – Our industry experts have an in-depth understanding of the marketplace and long-term relationships with underwriters to provide the best solutions for their clients.
Property – Health Systems present unique exposures for property coverages from highly specialized diagnostic devices to business continuation plans.
Risk Management – Our Healthcare Experts can help your business stay healthy by avoiding risk before it becomes liability. Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.
INSURICA | Texas Hospital Association Partner Agency
In addition to INSURICA’s extensive network of experts, they are able to leverage the expertise of other insurance leaders throughout the U.S. and the world. Partner agencies are selected on the basis of their premier market position, breadth of services integrity and commitment to serve clients.
Client Testimonial
“Within two days I received an e-mail stating we had been shorted and would be issued $21,567.41 for the damages. This is a great example of the customer service INSURICA provides. They were not our broker at the time of the incident, and they did not have anything to gain by going after this claim for us. They took it on and I feel this is the best outcome we could have hoped for.” – Jessica Booth | Permian Regional Medical Center
What We Do
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you. To get started give us a call 512-379-7400 or fill out the form below and we’ll be in touch.