COMMERCIAL INSURANCE

No one knows your business better than you. Followed closely by us.

That’s because INSURICA is made up of insurance and risk experts who specialize in core industries such as yours. And when it comes to successfully managing your business risks, knowledge is the greatest insurance policy.

BEYOND PROTECTION. A COMPREHENSIVE APPROACH TO RISK.

While insurance is all too often the primary focus of most programs, in today’s rapidly changing, viciously competitive, constantly evolving corporate world, it’s not enough. At INSURICA, we focus on the “whole” vs. the “policy” through a thorough five-step process.

5 Step Process

  • Identification of exposures to loss.

  • Analysis and review of alternative methods to handle those exposures.

  • Determination of the best methods to handle the loss exposures

  • Successful implementation of the selected techniques.

  • Monitoring and adjusting the program.

Because we are an independent insurance agency, we are able to customize programs by accessing the latest information from many insurance carriers, comparing and contrasting their coverage offerings and pricing and designing a cost-effective, comprehensive program to meet you specific needs.

As an Assurex Global Partner, we have the ability to place coverage in all 50 states and, through local foreign sources, in close to 100 countries worldwide, but continue to coordinate all efforts through your local INSURICA office.

Whether your operations are local or worldwide, INSURICA has the resources to help you protect and grow your business.

Resources

Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.  Quite literally, we dig deeper to help you identify your exposure and efficiently minimize your risks through proven loss prevention and loss reduction techniques.

Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.

At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost.

We are proud to be an Assurex Global Partner. Assurex Global is the world’s largest privately-held risk management and commercial insurance brokerage group. Due to Assurex Global’s worldwide Partnership, collaboration tools, and communications infrastructure, all Assurex Global Partners are capable of servicing your accounts across the globe with equal precision and localized service.

Claims

We define claims management a little differently. We view our role as “a partner in your company’s profitability.”

Loss Control

Loss control has become one of the most important elements of your business’s insurance program.

Alternative Risk

Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.

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Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you.

E-mail us your inquiry to get started.

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