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Environmental Liabilities at Agriculture and Farming Properties

By |2024-05-01T17:33:29+00:00April 22nd, 2024|Blog, Commercial Insurance|

The most common environmental and regulatory exposures encountered at agriculture and farming properties include the following:

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Heat Rules: OSHA’s National Emphasis Program (NEP) for Heat

By |2024-04-01T14:33:11+00:00March 5th, 2024|Blog, Commercial Insurance, Construction, Energy, Risk Management, Safety Tips|

As OSHA’s National Emphasis Program (NEP) for Heat enters into its second year, it is important to revisit some key takeaways.

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Six Trends Affecting Commercial Property Insurance

By |2024-01-08T21:48:26+00:00January 4th, 2024|Blog, Commercial Insurance, Safety Tips|

Commercial property insurance plays a critical role in protecting the assets of a business. In the event of a loss, this coverage can help businesses replace or rebuild their damaged or destroyed property and restore their operations in a timely manner. As such, it’s crucial for your organization to obtain an sufficient commercial property insurance and understand the main factors influencing this line of coverage. Here are some of the latest trends impacting the commercial property insurance space.

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The Impact of Secondary Perils on Property Insurance

By |2023-10-23T20:13:17+00:00October 19th, 2023|Blog, Commercial Insurance, Safety Tips|

Secondary perils, such as severe convective storms, floods, wildfires and hailstorms, have significantly impacted the commercial property market. In fact, according to industry data, secondary perils have consistently accounted for over 50% of insured natural disaster losses in recent years.

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Healthcare Practice Finding Success with RM4U

By |2023-09-26T20:19:51+00:00September 13th, 2023|Blog, Commercial Insurance, Healthcare|

The insurance healthcare landscape is constantly evolving, with new medical treatments, technologies, and policy requirements emerging regularly. With professionals from various healthcare disciplines and backgrounds, the INSURICA Healthcare Practice team can assess risk and design insurance plans from multiple angles.

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Top 4 Construction Hazards

By |2023-09-12T15:58:55+00:00September 12th, 2023|Blog, Commercial Insurance, Construction, Trending|

You’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The construction industry is one of the most hazardous in the United States, and many of the injuries that occur on construction sites are caused by these top four hazards: falls, struck-by, caught-in-between and electrocutions.

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Avoiding Slips, Trips and Falls in Home Care Settings

By |2023-09-12T18:10:12+00:00September 10th, 2023|Blog, Commercial Insurance, Healthcare, Trending|

Caring for patients in their homes can offer many benefits; yet, such care also presents safety risks. In particular, the unique nature of home care settings can make both you and patients more vulnerable to slips, trips and falls. With this in mind, it’s crucial to know how to mitigate these risks and prevent related injuries. Read on for tips to avoid slips, trips and falls in patients’ homes.

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The Importance of Physician Insurance and Risk Management

By |2023-09-18T21:53:08+00:00September 9th, 2023|Blog, Commercial Insurance, Healthcare|

The insurance healthcare landscape is constantly evolving, with new medical treatments, technologies, and policy requirements emerging regularly. With professionals from various healthcare disciplines and backgrounds, the INSURICA Healthcare Practice team can assess risk and design insurance plans from multiple angles.

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Average Data Breach Cost Hits All-time High of $4.4M

By |2023-09-12T18:33:46+00:00September 4th, 2023|Blog, Commercial Insurance, Healthcare|

According to IBM’s annual Data Breach report, the average cost of a data breach reached an all-time global high of $4.45 million, up 2.3% from 2022 and 15.3% since 2020. While $4.45 million is the average across the 16 countries included in IBM’s survey of 553 organizations, breaches in the United States cost far more than the average. The 2023 average hit $9.48 million, according to the report.

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Construction Industry Trends to Watch

By |2023-09-26T14:09:04+00:00September 3rd, 2023|Blog, Commercial Insurance, Construction|

The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility systems). This sector plays a vital role in the U.S. economy by keeping residential areas, commercial facilities and local infrastructure in good condition, thus supporting the safety and welfare of communities across the nation.

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