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Healthcare Practice Finding Success with RM4U

By |2023-09-13T15:52:32+00:00September 13th, 2023|Blog, Commercial Insurance, Healthcare|

The insurance healthcare landscape is constantly evolving, with new medical treatments, technologies, and policy requirements emerging regularly. With professionals from various healthcare disciplines and backgrounds, the INSURICA Healthcare Practice team can assess risk and design insurance plans from multiple angles.

Top 4 Construction Hazards

By |2023-09-12T15:58:55+00:00September 12th, 2023|Blog, Commercial Insurance, Construction, Trending|

You’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The construction industry is one of the most hazardous in the United States, and many of the injuries that occur on construction sites are caused by these top four hazards: falls, struck-by, caught-in-between and electrocutions.

Avoiding Slips, Trips and Falls in Home Care Settings

By |2023-09-12T18:10:12+00:00September 10th, 2023|Blog, Commercial Insurance, Healthcare, Trending|

Caring for patients in their homes can offer many benefits; yet, such care also presents safety risks. In particular, the unique nature of home care settings can make both you and patients more vulnerable to slips, trips and falls. With this in mind, it’s crucial to know how to mitigate these risks and prevent related injuries. Read on for tips to avoid slips, trips and falls in patients’ homes.

The Importance of Physician Insurance and Risk Management

By |2023-09-18T21:53:08+00:00September 9th, 2023|Blog, Commercial Insurance, Healthcare|

The insurance healthcare landscape is constantly evolving, with new medical treatments, technologies, and policy requirements emerging regularly. With professionals from various healthcare disciplines and backgrounds, the INSURICA Healthcare Practice team can assess risk and design insurance plans from multiple angles.

Average Data Breach Cost Hits All-time High of $4.4M

By |2023-09-12T18:33:46+00:00September 4th, 2023|Blog, Commercial Insurance, Healthcare|

According to IBM’s annual Data Breach report, the average cost of a data breach reached an all-time global high of $4.45 million, up 2.3% from 2022 and 15.3% since 2020. While $4.45 million is the average across the 16 countries included in IBM’s survey of 553 organizations, breaches in the United States cost far more than the average. The 2023 average hit $9.48 million, according to the report.

Construction Industry Trends to Watch

By |2023-09-12T16:01:30+00:00September 3rd, 2023|Blog, Commercial Insurance, Construction|

The construction industry consists of companies that construct, maintain and repair buildings and other structures (e.g., roads, bridges and utility systems). This sector plays a vital role in the U.S. economy by keeping residential areas, commercial facilities and local infrastructure in good condition, thus supporting the safety and welfare of communities across the nation.

Employers Project 7% Increase Healthcare Costs in 2024

By |2023-09-01T00:00:10+00:00August 31st, 2023|Blog, Commercial Insurance, Healthcare, Trending|

U.S. employers estimate a median 7% increase in healthcare costs for 2024, according to a recent survey of employers by the International Foundation of Employee Benefit Plans (IFEBP). This sizable increase in healthcare costs is driven by chronic health conditions, catastrophic health claims and rising prescription drug prices. This is the second consecutive year employers have projected a 7% increase in healthcare costs.

10 Cyber Security Resolutions

By |2023-08-28T13:36:05+00:00August 21st, 2023|Blog, Commercial Insurance, Trending|

Cyber security threats and trends can change year over year as technology continues to advance at alarming speeds. As such, it’s critical for organizations to reassess their data protection practices at the start of each new year and make achievable cybersecurity resolutions to help protect themselves from costly breaches.

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Preventing Data Theft by Departing Employees

By |2023-08-28T13:42:35+00:00August 20th, 2023|Blog, Commercial Insurance, Healthcare|

When employees leave a company, there is a heightened risk of data theft, which is also known as data leakage or exfiltration. This risk is present whether an employee’s departure is voluntary or not. The consequences of data theft from insiders can be severe, as an organization’s most valued data assets and secrets are vulnerable. Data leakage events can impact a company’s financials through lost business and intellectual property, and they can result in reputational damage, litigation and regulatory fines.

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Creating a Cybersecurity Culture

By |2023-08-28T13:37:35+00:00August 19th, 2023|Blog, Commercial Insurance, Construction|

Employees are an organization’s first line of defense against cybercriminals. For this reason, they are also commonly targeted. In fact, the vast majority (88%) of data breaches are caused by employee mistakes, according to Stanford University. Unfortunately for organizations, a single mistake can result in costly losses, reputational damage and lost or stolen data.

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