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Is One Massive Claim to Blame? What is the Real Result of My Sky-High EMOD?

By |2025-02-03T19:57:46+00:00February 3rd, 2025|Blog, Construction, Trending|

Many have been there staring at a workers’ compensation insurance proposal, overwhelmed by a premium so steep it feels like a punishment. The explanation seems simple: one big, catastrophic claim has thrown your experience modification factor (EMOD) into chaos, leaving you with an astronomical bill.

Imminent Dangers on the Job Site – Reducing Your Risk of Injury at Work

By |2025-01-22T20:33:04+00:00January 22nd, 2025|Blog, Construction, Trending|

An imminent danger is a workplace hazard that puts you at an immediate risk of death or serious physical harm. It may be a safety hazard, such as an unstable trench or an exposed electrical wire, or it may be a health hazard, such as toxic substances, dangerous fumes, dusts or gases. These dangers could cause irreversible physical harm, death or reduced physical or mental performance.

Navigating Cybersecurity Challenges in the Construction Industry

By |2024-10-21T15:47:22+00:00October 21st, 2024|Blog, Construction, Trending|

The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety.

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Stopping Jobsite Theft

By |2024-09-30T16:32:41+00:00September 28th, 2024|Blog, Construction|

Project owners or general contractors must carefully vet contractors to ensure job site safety and financial security. A critical factor in this selection process is verifying that contractors carry adequate insurance. Hiring uninsured contractors can expose a project to significant risks, including safety hazards, liability issues and potential financial losses.

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5 Risks of Hiring an Uninsured Contractor

By |2024-09-03T16:26:35+00:00September 1st, 2024|Blog, Construction, Trending|

Project owners or general contractors must carefully vet contractors to ensure job site safety and financial security. A critical factor in this selection process is verifying that contractors carry adequate insurance. Hiring uninsured contractors can expose a project to significant risks, including safety hazards, liability issues and potential financial losses.

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CVSA’s Brake Safety Week Scheduled for Aug. 25-31

By |2024-06-26T14:40:32+00:00June 25th, 2024|Blog, Construction, Trending|

The Commercial Vehicle Safety Alliance (CVSA) recently scheduled this year’s Brake Safety Week for Aug. 25-31, 2024. This annual event aims to emphasize the importance of ensuring sufficient brake systems in commercial motor vehicles (CMVs).

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June is National Safety Month

By |2024-05-28T16:32:37+00:00May 28th, 2024|Blog, Construction, Trending|

June is National Safety Month. This campaign, put together by the National Safety Council (NSC), highlights efforts to prevent injuries and deaths inside and outside the workplace. It also helps provide learning opportunities for employees, allows employers to share their safety pride and gives employees the opportunity to pledge that they will work safely.

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Trenching and Excavating Safety

By |2024-05-30T14:43:28+00:00May 27th, 2024|Blog, Construction, Trending|

On average, two workers are killed every month in trench collapses. It is our responsibility to provide a safe workplace, free of recognized hazards that may cause serious injury or death. By instituting safe work practices and procedures while excavating and working in trenches, we can prevent needless worksite injuries.

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Providing Safety for Women in Construction

By |2024-04-04T18:35:59+00:00March 14th, 2024|Blog, Construction, Trending|

As increasing numbers of women enter the construction trades, concerns about their health and safety are growing. In addition to the primary safety and health hazards faced by all construction workers, there are safety and health issues specific to female construction workers

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Heat Rules: OSHA’s National Emphasis Program (NEP) for Heat

By |2024-04-01T14:33:11+00:00March 5th, 2024|Blog, Commercial Insurance, Construction, Energy, Risk Management, Safety Tips|

As OSHA’s National Emphasis Program (NEP) for Heat enters into its second year, it is important to revisit some key takeaways.

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