Going boating can be a wonderful way to explore the open waters and stay cool in the summer heat. However, boating can carry significant safety hazards if you aren’t careful. Without proper precautions in place, a boating mishap could easily lead to extensive property damage, various injuries and—in severe cases—drowning or death. To keep yourself and your passengers safe on the water, follow these boating best practices.
General Boating Precautions
- Dock at a marina that has standpipes, fire extinguishers, good lighting, surveillance cameras and security measures in place.
- Always wear personal flotation devices when on the water, especially those that cannot swim and children.
- Do not swim near a marina since boaters cannot see you when they are trying to dock.
- Wear nonslip shoes on the boat and dock.
- Keep your boat in good condition with all equipment meeting safety standards established in your area.
- Assure that the marina has the proper power voltage for your boat.
- Add fuel to portable tanks on the dock only—never on the deck of your boat.
Docking Tips
- Use forward and reverse at an idle speed when docking and moving your boat near the marina.
- Have bumpers, mooring lines and boat hooks ready before docking.
- Keep all body parts in the boat until you have come to a complete stop.
- Tie the line that holds the boat against the wind first when docking.
Preventing Boat Fires
To avoid a potential fire onboard, inspect fuel hoses and containers on a regular basis to prevent the escaping vapors from going into bilges. Also, check the wiring and all appliances on deck for damage frequently. As a safety precaution, keep fire extinguishers on deck and fit smoke detectors to the cabin.
Contact INSURICA today to learn more about how we can help you address your insurance-related challenges.
This is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. © 2024 Zywave, Inc. All rights reserved.
About the Author
Share This Story
Related Blogs
Telehealth 2.0 Gains Momentum as Virtual Specialty Care Expands in 2026
Virtual care is entering a new phase in 2026, with employers seeing rapid growth in Telehealth 2.0 — a more integrated, data driven model that blends virtual visits, remote monitoring, and AI supported clinical decision tools. Analysts describe this shift as a move from “occasional convenience” to a core component of everyday care delivery.
Mental Health Parity Enforcement Part 2: A New Compliance Reality for Employers
Mental health parity has been a compliance requirement for more than a decade, but 2026 marks a decisive shift in how aggressively federal agencies are enforcing it. Employers who once relied on carriers to “handle parity in the background” are now discovering that regulators expect detailed documentation, transparent processes, and clear evidence that mental health and substance use disorder (MH/SUD) benefits are administered on equal terms with medical and surgical benefits.
PCORI Fees: What Employers Should Know Before the July Filing Deadline
The Affordable Care Act established the Patient-Centered Outcomes Research Institute (PCORI) to support research evaluating the effectiveness of medical treatments and healthcare delivery. To help fund this work, certain employer-sponsored health plans must pay an annual PCORI fee.