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Recent surveys indicate heightened anx­iety among many U.S. employees plan­ning to conceive or adopt children.

This follows the 2024 election results and ongoing legal developments regarding reproduc­tive rights. Over half of respondents want their employers to publicly support continued access to comprehensive family planning services.

In response, companies are strategically ex­panding certain benefits like fertility coverage, adoption assistance, and menopause support. By providing inclusive options for major life tran­sitions, they aim to promote workforce stability and reassurance.

Experts clarify that these “equity-focused” offerings differ fundamentally from broader di­versity, equity and inclusion (DEI) initiatives also drawing recent scrutiny. However, they see employers leaning into family benefits spe­cifically as an important signal of enduring in­clusive values.

Surveys Find Employers Already Priori­tize Inclusive Family Benefits

Data reveals employers have invested heav­ily in family health benefits long before the cur­rent spotlight on reproductive rights. Key rea­sons include boosting retention, engagement, and cost savings—as well as equipping diverse workforces with equal care access regardless of gender, relationship status, or jurisdiction.

With family equality issues increasingly prominent nationwide, offerings like fertility, adoption, and midlife health support are projected to keep expanding rather than face sud­den reversals.

Fertility Benefits Growth Accelerates

Of all family-building offerings, fertility coverage has grown the most in recent years. Over 4 in 10 major employers now provide it, up from 3 in 10 before the pandemic. Sur­veys attribute this uptick to talent competition during the tight labor market of 2022-2023, when companies raced to expand benefits.

Strikingly, the prevalence of fertility cov­erage today would have seemed unlikely just a few years ago. In 2024 alone, employers, when asked in an annual survey, reported covering every type of fertility treatment and service. Sixteen percent of employers now cover egg freezing—an eightfold increase since 2016. In vitro fertilization (IVF), genetic embryo test­ing, and fertility medications also saw dou­ble-digit expansion over the same period.

Multiple factors explain the fertility benefit boom, including two landmark court decisions on reproductive legal rights in 2022 and 2024. To provide equal access, especially post-2022, companies extended existing fertility coverage to personnel in states that were newly restrict­ing related services. With benefits now widely established, experts expect further expansion rather than sudden reversal.

Adoption Offerings Also Rising

While less rapid than fertility growth, adoption assistance has followed a steady up­ward trajectory in recent years. Paid leave for adoptive parents is up from just over 1 in 4 companies pre-pandemic to over 1 in 3 today. One-fifth of employers now offer financial help for adoptions—a figure predicted to keep ris­ing, given employee interest.

New Menopause Benefits Emerge

Support for menopause transition marked a new addition to employer family benefit cat­alogues in 2024. Over 1 in 6 firms now pro­vide counseling, education, or symptom relief offerings specifically geared to midlife women. A small but growing number also grant flexi­ble menopause leave beyond ordinary sick days when needed.

As cultural taboos fade and women’s health gains mainstream interest, managers recognize menopause benefits as an important strategy for attracting female employees. Women repre­sent nearly half the current U.S. labor force and are projected to drive most workplace growth over the next decade.

In a tight labor market, pioneering compa­nies are debuting menopause assistance and other reproductive health benefits for diverse groups. This includes expanded offerings for male employees and non-binary individuals as well—an area most employers admit needs ma­jor improvement.

Employers Increasingly Value Holistic Family Benefits

Ongoing expansion of fertility, adoption, menopause, and similar offerings indicates em­ployers now prize family-inclusive benefits as a key business investment. With national care costs rising quickly, such benefits promise rare and substantial returns across metrics like retention, engagement, expenses, and equal access:

  • Retention: Barriers around family building risk pushing valued talent to competitors. Challenging experiences like infertility generate major stress and financial hardship for employees. Company support provides valued stability during difficult times.
  • Engagement: Major personal health events can preoccupy employees. Flexibility and financial assistance let staff stay focused at work through major life transitions.
  • Cost Management: Employer-sponsored plans yield significantly lower prices for fertility and adoption compared to retail rates. Fertility coverage specifically cuts IVF, genetic testing, and medication costs by 50% or more—savings benefiting employers and employees.
  • Equal Access: Consistent family benefit coverage across locations enables equitable care options for all personnel, regardless of gender, relationships, or home state laws. Inclusive assistance conveys commitment to diversity and inclusion during a time of significant change in national reproductive health policy.

For more Employee Benefits resources, contact INSURICA today.

Copyright © 2025 Smarts Publishing. This is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. 

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