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About Ed Holomon

Sr. Claims Consultant

Claims Made Versus Occurrence

By |2023-06-06T14:58:26+00:00June 6th, 2023|Blog, Risk Management, Trending|

You are a contractor working on a job site on an ordinary day. Suddenly, without warning, there is an accident and spillage of chemicals. It heads down the hillside for a pond or storm drain. Speedy action by you and other contractors on the job site contains it. Proper calls are made to the right governmental agencies.

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Stowers Doctrine Explained

By |2023-03-16T20:06:30+00:00March 16th, 2023|Blog, Safety Tips|

The Stowers Doctrine holds that a liability insurer that undertakes the defense of an insured has a duty to act in good faith in settling a liability claim. It is named for a seminal Texas case, G. A. Stowers Furniture Co. v. American Indem. Co., 15 S.W.2d 544 (Tex. Comm'n App. 1929).

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Action Over Litigation

By |2023-09-22T15:04:52+00:00January 6th, 2023|Blog, Safety Tips|

According to the International Risk Management Institute (IRMI), Action Over is a legal action involving an injured employee, when after collecting workers compensation benefits from the employer, decides (most often at the guiding hand of counsel) to pursue a third party for allegedly contributing to the employee’s injury.

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Spoliation of Evidence: Serious Consequences for Everyday Actions

By |2022-04-19T18:33:33+00:00April 19th, 2022|Blog, Safety Tips|

Your employee is on a job site, working on a ladder. Even over the noise, the sound of the cracking is so loud that his coworkers stop suddenly and watch the slow-motion fall as the worker descends to the ground. It is a gruesome injury, a greenstick fracture. Bones protruding from the flesh. EMS responds. There is a biohazard clean up on site due to the amount of blood lost.

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The Three-Day Right to Cancel – Why it Matters

By |2021-10-18T15:19:41+00:00October 18th, 2021|Blog, Construction|

Dealing with in-home sales has its drawbacks, but it is a vital aspect of working with homeowners. Always ensure that your contracts are compliant, contain language that complies with current legislation...

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