Environmental Liabilities at Food Processing Facilities
The most common environmental and regulatory exposures encountered at food processing facilities include:
- No spill control and countermeasure plans for chemical or fuel spills.
- Noncompliant wastewater discharges to surface waters and publicly
owned treatment works (POTWs). - Underground tanks that were removed or abandoned for unknown
reasons. - Poorly managed underground storage tanks and associated pipes.
- No formal aboveground tank inspection testing procedures.
- Un-diked aboveground tanks.
- Improperly maintained electrical units which contain PCBs.
- Inadequate control of nuisance emissions and odors.
- Facility personnel not witnessing deliveries of fuels and liquids.
- Poor spill control at tanker/rail car unloading/loading stations.
- Poor hazardous waste handling and disposal practices.
- Chlorine gas storage without proper detection and alert equipment.
- Improper wash-down procedures causing discharge problems.
- No SARA Title III/Community Right-to-Know reporting.
- Inadequate monitoring of non-permitted storm water outfalls.
- Poor historical information on previous use of property.
- Uncontained floor drains around the plant site.
This is not an exhaustive list of environmental exposures. It represents the most common environmental exposures for this industry. INSURICA
will work with you to identify environmental exposures that are unique to your business to help you reduce risk.
For more risk management guidance, contact INSURICA today.
This article is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. Reprinted with permission from the Society of Environmental Insurance Professionals.
About the Author
Share This Story
Related Blogs
OSHA’s Safe and Sound Week Scheduled for Aug. 12-18
Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (OSHA) holds a nationwide event each August called Safe and Sound Week, which promotes the importance of companies incorporating safety and health programs into their workplace. This year, the event runs Aug. 12-18, 2024.
2024 Midyear Market Outlook: Workers’ Compensation
Profitable underwriting results have generated favorable conditions across the workers’ compensation insurance market for nearly a decade. According to the National Council on Compensation Insurance (NCCI), the segment produced combined ratios of 84.5 and 84.9 in 2022 and 2023, respectively, demonstrating continued profitability.
CrowdStrike, the Most Important Cyber Accumulation Loss Event Since NotPetya, Highlights Single Points of Failure
In what is being called “the most important cyber accumulation loss event since NotPetya,” the July 19, 2024, global technology outage (CrowdStrike) will produce scores of insurance claims across a range of policies, test cyber policy wordings,and sharpen the industry’s focus on single points of failure.