Environmental Liabilities at Food Processing Facilities
The most common environmental and regulatory exposures encountered at food processing facilities include:
- No spill control and countermeasure plans for chemical or fuel spills.
- Noncompliant wastewater discharges to surface waters and publicly
owned treatment works (POTWs). - Underground tanks that were removed or abandoned for unknown
reasons. - Poorly managed underground storage tanks and associated pipes.
- No formal aboveground tank inspection testing procedures.
- Un-diked aboveground tanks.
- Improperly maintained electrical units which contain PCBs.
- Inadequate control of nuisance emissions and odors.
- Facility personnel not witnessing deliveries of fuels and liquids.
- Poor spill control at tanker/rail car unloading/loading stations.
- Poor hazardous waste handling and disposal practices.
- Chlorine gas storage without proper detection and alert equipment.
- Improper wash-down procedures causing discharge problems.
- No SARA Title III/Community Right-to-Know reporting.
- Inadequate monitoring of non-permitted storm water outfalls.
- Poor historical information on previous use of property.
- Uncontained floor drains around the plant site.
This is not an exhaustive list of environmental exposures. It represents the most common environmental exposures for this industry. INSURICA
will work with you to identify environmental exposures that are unique to your business to help you reduce risk.
For more risk management guidance, contact INSURICA today.
This article is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. Reprinted with permission from the Society of Environmental Insurance Professionals.
About the Author
Share This Story
Related Blogs
RxDC Reporting: What Employers Should Do Before the June 1 Deadline
Each year, group health plans must report detailed prescription drug and healthcare spending data to the Centers for Medicare & Medicaid Services (CMS). This reporting—commonly referred to as RxDC reporting—is due by June 1 and applies to most employer-sponsored group health plans that offer prescription drug coverage.
Chronic Condition Management 2.0: GLP-1 Alternatives and New Digital Therapeutics
Chronic conditions have long been the primary driver of employer healthcare spending, but 2026 marks a turning point in how organizations are approaching prevention, treatment, and long-term management. With GLP-1 medications dominating headlines — and budgets — employers are urgently exploring complementary or alternative strategies that can improve outcomes without unsustainable cost growth. The result is a new wave of digital therapeutics, metabolic health programs, and integrated care models that promise a more balanced approach to chronic disease management.
The Return-to-Office Reset: How Benefits Are Being Re-Engineered in 2026
After several years of experimentation, many employers are tightening hybrid schedules or requiring more in-office days. This “return-to-office reset” is reshaping benefits strategies as organizations look for ways to support commuting employees, improve onsite experience, and maintain flexibility. What began as a workplace policy shift is now driving a broader rethinking of how benefits can reinforce culture, productivity, and retention.








