Fireplace Safety Tips
The U.S. Fire Administration estimates that 75% of confined home heating fires occur in the chimney and flue of your fireplace. Nevertheless, performing simple safety practices and maintenance on your fireplace can help keep your fireplace in good condition, ensuring your family and home stay safe. INSURICA is here to help you with some top fireplace safety tips to consider.
- Keep it clear. Clear out any debris from the fireplace and keep all flammable items like furniture, blankets, and papers a safe distance away from the fireplace at all times.
- Inspect the chimney. Have a certified chimney specialist inspect and clean your chimney annually to reduce the risk of fire hazards and carbon monoxide buildup.
- Start the fire safely. Never burn charcoal or use lighter fluids to light the fire in your home, as they can cause deadly fumes and the potential for explosion.
- Don’t overload the fire. Overloading—which entails putting more wood, paper, and other ignitable materials in the fire than necessary—can overheat the walls or roof of your home. With this in mind, be sure to avoid this dangerous practice.
- Keep children away from the fireplace. Educate children about the dangers of fire to deter their curiosity and encourage them to keep a safe distance from the fireplace. In addition, consider installing a gate around the fireplace to prevent kids from getting too close.
- Put it out. Make sure the fire is completely out in the fireplace before leaving your home or going to bed for the evening.
Don’t Forget About Detection Devices
Be sure to take extra precautions to keep your family safe from potential fireplace hazards. For example, if you burn fires often, consider installing new smoke and carbon monoxide detectors throughout your home. That way, you will be able to detect fire hazards as quickly as possible and minimize any household damage.
For more home safety guidance and homeowners insurance solutions, contact us today.
Source: This article is for informational purposes only and is not intended as professional advice. © 2018, 2021 Zywave, Inc. All rights reserved.
About the Author
Share This Story
Related Blogs
New Federal Guidance Tightens Oversight of Health Plan Data Sharing
Federal regulators have issued new guidance that will affect how employers manage health plan data sharing for the rest of 2026. The update comes in response to a rise in cybersecurity incidents involving third-party administrators, payroll vendors, and benefits platforms. While the rules do not create new penalties, they clarify that employers—not vendors—are ultimately responsible for protecting employee health information.
Mental Health Parity Requirements Remain in Effect
Mental health parity continues to be an important compliance obligation for employer-sponsored group health plans. While recent federal actions have created some confusion, employers should understand that the core requirements of the Mental Health Parity and Addiction Equity Act (MHPAEA) remain in effect.
The 2026 Compliance Crunch: What Employers Must Do Before Fall
Employee benefits managers are facing one of the busiest compliance years in more than a decade. Several major federal requirements are converging at the same time, and most of them carry real penalties for employers that miss deadlines or fail to document their efforts. The result is a mid-year “compliance crunch” that is catching many organizations off guard.