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When it comes to tornadoes, it is vital to plan ahead. During peak tornado season (March – May), storms that produce tornadoes can develop quickly, so it’s important for you and your family to know exactly what to do before and during a tornado.

Before a Tornado Strikes

  • Create a family tornado plan, including where you will seek shelter when a tornado warning is given and where you will meet afterwards in the event of separation. Practice your family’s tornado plan at least once per year.
  • Gather items that can protect you, such as mattresses, sleeping bags and thick blankets, and place them near your shelter area.
  • When the National Weather Service issues a tornado watch, go to your shelter area and check to see that everything you need for protection is there.
  • Gather bottled water, non-perishable food items, flashlights and a battery-operated radio.
  • Pay attention to the radio or television. Listen for storm status updates and new warnings.

Signs of a Tornado

In addition to listening to weather reports, the following signs may indicate a tornado is near:

  • Strong, persistent rotations at a cloud’s base,
  • Whirling dust or debris,
  • Hail or heavy rain, followed by a dead calm or intense wind shift,
  • Loud rumbles of noise that do not fade away in seconds like thunder.

During a Tornado

  • Go to the basement or lowest level of your home, get under a sturdy structure such as a table, and cover yourself with protective materials. If your home does not have a basement, go to a small, central space such as a bathroom or closet, a hallway with no windows or a space beneath a stairwell. Then, crouch down to the floor face down and cover your head with your hands.
  • If you live in a mobile home, leave your house and seek other shelter. If there is nowhere else to go, lie flat on the ground and cover your head with your hands.

INSURICA Partners with Sola

Sola’s add-on Tornado Crisis Policy covers up to $15,000, helping pay for immediate out-of-pocket costs and your main home insurance deductible. After a tornado damages your property, Sola pays you within days* enabling you to bounce back faster.

Why Sola?

  • Be covered. Sola supplements your home policy, filling coverage gaps left after a tornado.
  • Fast. Bounce back faster with proactive payments based on National Weather Service data.
  • Easy quoting and streamlined claims with no lengthy paperwork.
  • Sola’s claims process gives you clear visibility at each step to ensure peace of mind.

Contact INSURICA today for more coverage options.

This is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. © 2024 Zywave, Inc. All rights reserved.

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