Workers exposed to cold conditions are at risk of hypothermia, frostbite, dehydration and muscle injuries. To prevent injuries and illness while working in winter weather, it’s crucial to understand safety considerations related to cold exposure.

Signs of Cold-related Injury and Illness

If you or a co-worker have any of the following symptoms, get indoors and alert your supervisor or call for medical attention if they do not subside:

  • Uncontrollable shivering
  • Slurred speech
  • Clumsy movements
  • Fatigue
  • Confused behavior
  • White or grayish-yellow area(s) of the skin
  • Skin that feels “waxy”
  • Numbness

It’s important to note that many people suffering from the warning signs of frostbite do not notice because the tissue is numb. Therefore, it is wise for you to check on yourself and your co-workers periodically.

Safety Considerations

To reduce the risk of cold-induced injuries and illnesses:

  • Layer clothing to keep warm enough to be safe but cool enough to avoid perspiring excessively.
  • Wear a hat. Almost 40% of your body heat escapes from your head.
  • Place heat packets in gloves, vests, boots and hats.

For additional tips on winter weather safety or risk management resources, contact INSURICA today.

This is not intended to be exhaustive nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel or an insurance professional for appropriate advice. ©2024 Zywave, Inc. All rights reserved

About the Author

INSURICA
INSURICA

Share This Story

Stay Updated

Subscribe to the INSURICA blog and receive the latest news direct to your inbox.

Related Blogs

Form 5500 Filing Season: What Employers Should Review Before July 31

June 8th, 2026|Blog, Employee Benefits|

As mid-year approaches, employers sponsoring benefit plans should begin preparing for upcoming Form 5500 filing obligations. For many calendar-year plans, Form 5500 filings are due by July 31, making June an ideal time to confirm whether filing requirements apply and ensure needed information is being gathered.

Pharmacy Costs Are Surging Again — What Employers Can Actually Do in 2026

June 7th, 2026|Blog, Employee Benefits|

Pharmacy spending is once again the fastest growing component of employer health plans. Specialty drugs now account for more than half of total pharmacy spend, and GLP 1 medications for diabetes and weight management are reshaping budgets. Employers are feeling the pressure: rising premiums, unpredictable claims, and employee expectations for access to high cost therapies.

Self Funding for Small and Mid Sized Employers: Why 2026 Is the Breakout Year

June 6th, 2026|Blog, Employee Benefits|

Self funding is no longer just for large employers. In 2026, small and mid sized businesses are embracing level funded and partially self funded plans at record rates. Rising premiums, greater access to stop loss coverage, and improved data analytics are making self funding a viable option for groups as small as 25–50 employees.

Go to Top