Your property schedule is one of the most important—and often overlooked—documents in your insurance program. While it may look like a simple list of buildings, values, and locations, this schedule plays a critical role in how your coverage responds when a loss occurs. For schools and districts, where campuses evolve constantly and replacement costs [...]

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

Educators face unique professional exposures that go beyond standard general liability. That’s where Educators Legal Liability (ELL) coverage comes in. Understanding Educators Legal Liability is critical for school administrators, as it protects against claims related to employment practices, student rights, professional duties, and more. From wrongful termination to student disciplinary disputes, ELL can provide defense and indemnity for claims that other policies may exclude.

Fire and security safety for school holiday events should be a top priority as schools prepare for winter concerts, class parties, and seasonal performances. While these events foster community and joy, they also bring increased fire and security risks due to decorations, after-hours gatherings, and higher foot traffic

Cyber hygiene for schools is more important than ever in today’s digital learning environment. Teaching digital safety to students not only protects their personal information but also strengthens overall school cybersecurity. With increasing online access in classrooms, cyber hygiene for schools must become a routine part of curriculum planning and student behavior expectations.

FERPA and data privacy risks have become increasingly important issues for schools to understand and address. FERPA—the Family Educational Rights and Privacy Act—is a federal law that protects the privacy of student education records. However, as schools collect and store more sensitive data, FERPA and data privacy risks are also evolving. To stay compliant and protect students, school administrators must understand the law, recognize common risks, and implement practical solutions.

Visitor check-in and access control best practices are essential for ensuring campus safety. With increasing security concerns in schools, implementing visitor check-in and access control best practices helps minimize unauthorized access, protect students and staff, and ensure a safe learning environment.

As community hubs, school districts often open their doors to outside organizations for events, activities, and gatherings. This facility rental for non-school use can benefit the community, but it also comes with potential risks. School administrators must take proactive steps to protect district property, reduce liability exposure, and ensure compliance with state laws.

As students return to campus, it’s important for school administrators to assess more than just academics and operations. One critical area that deserves attention is CPR and AED training for school staff. Ensuring your employees are prepared to respond to cardiac emergencies can save lives—and now is the perfect time to make it a priority.

Protecting your network begins with implementing effective data backup strategies for schools. As schools become increasingly reliant on digital systems for everything from student records to internal communications, having strong data backup strategies for schools in place is essential to avoid costly downtime, loss of sensitive information, and disruptions to learning. A well-planned backup and recovery approach allows districts to respond quickly to cyber threats, hardware failures, or natural disasters—keeping students, staff, and operations safe.