School districts work hard to keep students safe, but employee safety deserves the same level of focus. Workplace injuries not only impact staff well-being, they can also lead to higher workers’ compensation costs, staffing disruptions, and operational strain.

Ransomware attacks on school districts are no longer rare events — they are targeted, disruptive, and expensive. According to the Federal Bureau of Investigation, ransomware continues to be one of the most prevalent cyber threats impacting public institutions, including K-12 schools. For districts, the consequences go beyond financial loss. Instructional time is disrupted. Sensitive [...]

Your property schedule is one of the most important—and often overlooked—documents in your insurance program. While it may look like a simple list of buildings, values, and locations, this schedule plays a critical role in how your coverage responds when a loss occurs.

School construction and renovation projects are essential for maintaining safe, functional, and modern learning environments. Whether a district is expanding due to enrollment growth, upgrading aging facilities, or making safety improvements, construction activity introduces a level of risk that goes well beyond the worksite itself. When projects occur on active campuses, those risks extend to students, staff, contractors, and district operations.

Winter weather events are becoming less predictable, even in regions that don’t traditionally experience prolonged cold, ice, or snow. Sudden freezes, icy roadways, power disruptions, and rapidly changing forecasts can create significant challenges for school districts — often with little time to respond.

Educators face unique professional exposures that go beyond standard general liability. That’s where Educators Legal Liability (ELL) coverage comes in. Understanding Educators Legal Liability is critical for school administrators, as it protects against claims related to employment practices, student rights, professional duties, and more. From wrongful termination to student disciplinary disputes, ELL can provide defense and indemnity for claims that other policies may exclude.

Fire and security safety for school holiday events should be a top priority as schools prepare for winter concerts, class parties, and seasonal performances. While these events foster community and joy, they also bring increased fire and security risks due to decorations, after-hours gatherings, and higher foot traffic

Cyber hygiene for schools is more important than ever in today’s digital learning environment. Teaching digital safety to students not only protects their personal information but also strengthens overall school cybersecurity. With increasing online access in classrooms, cyber hygiene for schools must become a routine part of curriculum planning and student behavior expectations.

FERPA and data privacy risks have become increasingly important issues for schools to understand and address. FERPA—the Family Educational Rights and Privacy Act—is a federal law that protects the privacy of student education records. However, as schools collect and store more sensitive data, FERPA and data privacy risks are also evolving. To stay compliant and protect students, school administrators must understand the law, recognize common risks, and implement practical solutions.

Visitor check-in and access control best practices are essential for ensuring campus safety. With increasing security concerns in schools, implementing visitor check-in and access control best practices helps minimize unauthorized access, protect students and staff, and ensure a safe learning environment.