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National Teen Driver Safety Week 2023

By |2023-10-12T15:52:05+00:00October 11th, 2023|Blog, Personal Insurance|

October 15-21 is National Teen Driver Safety Week. During this week, the U.S. Department of Transportation’s National Highway Traffic Safety Administration encourages parents to have important conversations with their teenagers about staying safe behind the wheel.

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Employer-based Health Insurance Covered 54% of Americans in 2022

By |2023-10-23T14:43:35+00:00October 9th, 2023|Blog, Employee Benefits|

In its Health Coverage in the United States: 2022 report, the U.S. Census Bureau revealed that employer-based insurance was the most common type of coverage, covering 54.5% of working-age adults.

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Rethink Your Healthcare Offerings for Healthier, Longer-Lived Employees

By |2023-10-06T15:24:32+00:00October 6th, 2023|Blog, Employee Benefits|

In the wake of COVID-19, U.S. life expectancy has dropped to 76.4 years, the lowest in two decades. But employers can help add a dozen healthy years to their employees' lives by rethinking their approach to healthcare benefits.

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Seven Strategies for Helping Employees Understand Their Benefits

By |2023-10-06T15:12:04+00:00October 5th, 2023|Blog, Employee Benefits, Trending|

A recent survey found that 81% of employees want more information about company-sponsored benefits throughout the year, yet 47% don’t know enough to make informed choices during open enrollment. With open enrollment season approaching, human resources teams may want to look at some new strategies to close these communication gaps.

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On-Demand Pay Reduces Employee Financial Stress

By |2023-10-09T13:58:31+00:00October 3rd, 2023|Blog, Employee Benefits|

A recent surge in on-demand pay benefits offers employers a powerful tool to reduce employee financial stress. With workers increasingly squeezed by economic uncertainty and the rising cost of living, the ability to access wages immediately is becoming a highly sought-after benefit. Offering this perk can boost worker loyalty, motivation, and productivity.

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9 Controls to Know this National Cybersecurity Month

By |2023-09-27T20:31:23+00:00September 27th, 2023|Blog, Risk Management, Safety Tips, Trending|

October is National Cybersecurity Awareness Month. During this annual event, government and cybersecurity leaders and the insurance community come together to raise awareness about the importance of cybersecurity.

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Health Savings Accounts – Who is Eligible?

By |2023-09-27T20:58:23+00:00September 26th, 2023|Blog, Employee Benefits|

Only eligible individuals can establish HSAs and make contributions (or have them made on their behalf). An individual’s eligibility for HSA contributions is typically determined monthly as of the first day of the month.

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Healthcare Practice Finding Success with RM4U

By |2023-09-26T20:19:51+00:00September 13th, 2023|Blog, Commercial Insurance, Healthcare|

The insurance healthcare landscape is constantly evolving, with new medical treatments, technologies, and policy requirements emerging regularly. With professionals from various healthcare disciplines and backgrounds, the INSURICA Healthcare Practice team can assess risk and design insurance plans from multiple angles.

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Top 4 Construction Hazards

By |2023-09-12T15:58:55+00:00September 12th, 2023|Blog, Commercial Insurance, Construction, Trending|

You’re good at your job and you love what you do. However, every time you come to work, you risk suffering an injury. The construction industry is one of the most hazardous in the United States, and many of the injuries that occur on construction sites are caused by these top four hazards: falls, struck-by, caught-in-between and electrocutions.

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