Why Are Home Insurance Rates Rising?
Homeowners insurance is one of the most essential types of coverage acquired and maintained by Americans. Moreover, it may now be more critical than ever as claims costs continue to rise.
Cybersecurity Tips for Online Shopping During the Holidays
During the holiday season, it's often easier to shop online to find gifts for your loved ones. But while online shopping can save you a trip to the store, it also comes with cybersecurity risks.
Does Your Vehicle Attract Thieves?
Although vehicles in general are attractive items for criminals to steal, recent data from the National Insurance Crime Bureau (NICB) confirms that certain vehicle models are hotter commodities for thieves than others.
Green Living Tips for Your Home
Living an eco-friendly lifestyle minimizes the negative impact you have on the natural world by contributing to reduced waste, conserved energy and lowered carbon dioxide emissions. Abiding by green principles is not only good for the planet—it can also help you stay healthy and save money. Consider implementing the following eco-friendly living tips within your home.
Insurance Coverage Basics For Boatowners
A small boat, such as a canoe or other un-motorized boat, is typically covered under the personal property portion of your homeowners insurance policy. If you own a larger, faster boat, you'll need a separate boatowners insurance policy. A typical boatowners insurance policy is designed to protect your boat, motor, equipment, and passengers. It affords similar coverages to those you typically have for your car including:
Summer Swimming Pool Safety
Though owning a pool can allow you, your family and your friends to cool off in the summer heat, it also comes with serious responsibilities. After all, swimming pools can present significant safety hazards and potential liability risks. As such, consider these precautions to make sure your friends and family can enjoy your pool safely.
6 Tips for Adding a Teen to Your Auto Policy
If your teen is approaching driving age, it may be time to start thinking about adding them to your auto insurance policy. Although this will likely increase your insurance premiums, it is typically cheaper than having your teen purchase an auto policy in their own name. Here are six tips to consider when adding a teen to your auto insurance policy.
Common Exposures for Personal Lines Clients
Personal lines insurance can be a crucial aspect of financial planning that offers individuals and families financial protection against various risks. Personal insurance refers to a range of policies aimed at safeguarding individuals and their families from financial setbacks caused by unforeseen events. This type of insurance encompasses policies such as auto, home, renters and life insurance, each designed to insulate individuals and families from financial losses.
Save Money and Energy in Your Household
According to the U.S. Department of Energy, the typical American family spends over $1,386 a year on home utility bills, and a large portion of that energy is wasted. Not to fear: there are several things you can do each month to conserve energy and reduce the strain on your wallet.
April Is Distracted Driving Awareness Month
The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize potential distractions behind the wheel. Review the following article for more information on distracted driving and ways you can help prevent it.