Named storm deductibles for wind damage are typically higher than traditional fixed-dollar deductibles, but are only triggered under specific circumstances and can vary based on location. Read this article to learn how named storm deductibles can impact you.
When it comes to money matters, no one likes to be surprised by the feeling that they’ve been shortchanged. That’s why it’s important that you understand how your insurance policy responds to potential personal property losses.
Frozen pipes can carry significant consequences. Eliminate frozen pipe hazards during winter months with these suggestions.
Auto insurance can be complex and difficult to understand. With all the information available to policyholders, it can be challenging to decipher the facts from myths. Knowing what’s covered under your auto policy and the factors that determine your premium is crucial. What’s more, not understanding your coverage may lead you to believe you’re covered when that may not be the case.
From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.
If you’ve had a fire, water damage or another unfortunate event in your home, don’t fret. We have all the information that you need to get your claim underway so you can get your life back to normal. When you have a homeowners insurance claim, your actions can make all the difference. Here’s how to maneuver through the claims process with ease.
The heavy rainfall, high winds and lightning associated with severe storms can present a serious risk to your home and family. Use these tips to ensure that your home is ready to weather the storm.
A Homeowners Association (HOA) holds the responsibility of ensuring a community’s well-being, but with that comes inherent risk. Understanding HOA insurance details are critical in fulfilling those responsibilities – especially without many guidelines and no broad insurance programs built to fit all HOAs. By understanding your HOA coverage and design, you will be able to fill any known gaps in your insurance coverage, avoiding costly payments when any unprecedented issues do arise.
Most homeowners dread the thought of having to deal with a mold problem, but by practicing some simple prevention tips, you can greatly reduce your mold risks. While it is impossible to eliminate all molds and spores from the air, it is possible to control indoor moisture, and therefore curb mold growth in your home.
If you own a business in your home, purchasing the right insurance coverage today may be the difference between its success and failure tomorrow. Here's what you need to know to make sure you've got all your bases covered.
