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Avoiding Winter Slips and Falls

By |2024-12-03T22:29:59+00:00November 29th, 2024|Blog, Risk Management, Trending|

Winter months present additional hazards that employees like you typically don’t encounter during warmer weather. Specifically, you may risk experiencing major slips or falls amid snowy and icy conditions, which could lead to serious injuries.Consider the following recommendations to prevent slip and fall incidents this winter:

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The Role of Coinsurance and Sublimits in Cyber Insurance

By |2024-12-03T22:37:57+00:00November 28th, 2024|Blog, Risk Management, Trending|

Cybercriminals increasingly use sophisticated methods to infiltrate businesses’ computer systems and networks, putting sensitive data and personally identifiable information at risk. With cyberthreats evolving in scope and complexity, businesses of all sizes and industries face potentially devastating financial and reputational damages.

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Best Practices for Safety Committees

By |2024-10-21T17:26:25+00:00October 16th, 2024|Blog, Risk Management, Trending|

A safety committee is crucial for creating and maintaining a safe workplace culture. These committees bring together employees, management and safety professionals to proactively address workplace hazards.

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The Value of Cyber Insurance

By |2024-09-30T16:31:54+00:00September 30th, 2024|Blog, Risk Management, Trending|

As cyberattacks become more frequent and costly, it’s crucial for organizations to maximize their financial protection against related losses by purchasing sufficient insurance. Cyber coverage, also known as cyber liability insurance, can help organizations pay for a range of expenses that may result from cyber incidents—including (but not limited to) data breaches,ransomware attacks and phishing scams.

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Reducing Reputational Risks With Cyber Incident Response Planning

By |2024-09-20T14:32:51+00:00September 20th, 2024|Blog, Risk Management, Trending|

In recent years, cyber incidents have surged in both cost and frequency. That’s why it’s vital for businesses of all sizes and sectors to understand their digital exposures and take steps to minimize damages that may result from cyber incidents. In particular, businesses should consider their reputational risks.

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Insurance Challenges Facing Coastal Commercial Properties

By |2024-09-03T15:57:20+00:00September 2nd, 2024|Blog, Risk Management, Safety Tips|

Coastal environments refer to areas located on or within a few miles of shorelines. These environments are some of the most popular spaces for commercial real estate in the United States, primarily due to their economic benefits.

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Preventing and Dealing With Workplace Violence

By |2024-09-03T17:03:20+00:00August 29th, 2024|Blog, Risk Management, Safety Tips|

It is our top priority to keep the workplace safe. However, workplace violence remains a serious safety and health issue.It can occur inside or outside the workplace, and can range from threats to fatalities.

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The Value of Commercial Umbrella Insurance

By |2024-09-03T18:52:09+00:00August 28th, 2024|Blog, Risk Management|

Commercial umbrella insurance is a flexible form of coverage that can help supplement several traditional liability policies,including general liability insurance, commercial auto coverage and employment practices liability insurance.

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OSHA’s Safe and Sound Week Scheduled for Aug. 12-18

By |2024-07-25T16:52:06+00:00July 25th, 2024|Blog, Risk Management, Safety Tips|

Each year, more than 5,000 workers are killed on the job. Additionally, more than 3.6 million employees are seriously injured each year while at work. Because of this, the Occupational Safety and Health Administration (OSHA) holds a nationwide event each August called Safe and Sound Week, which promotes the importance of companies incorporating safety and health programs into their workplace. This year, the event runs Aug. 12-18, 2024.

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2024 Midyear Market Outlook: Workers’ Compensation

By |2024-07-25T18:27:57+00:00July 24th, 2024|Blog, Risk Management, Trending|

Profitable underwriting results have generated favorable conditions across the workers’ compensation insurance market for nearly a decade. According to the National Council on Compensation Insurance (NCCI), the segment produced combined ratios of 84.5 and 84.9 in 2022 and 2023, respectively, demonstrating continued profitability.

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