Construction Practise
Our rock-solid reputation in construction insurance is recognized throughout the industry. We’re also expert surety partners, allowing you to capitalize on every growth opportunity.
Experience and Expertise
Our extensive experience in virtually every segment of the construction industry gives us a holistic view and in-depth understanding of general contractors, general engineering contractors, and specialty trade contractors.
Building A Better Risk Program
By consulting on location and analyzing your past claims history, INSURICA’s Construction Experts can put together comprehensive plans to help protect you, your workers and your company.
Put The Power Of An Entire Network Behind Your Job
Our insurance management team works directly with you and your workers to develop trade-specific safety training, pre-employment testing and screening and predictive modeling.
Construction-Specific Coverages and Services
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Form 5500 Filing Season: What Employers Should Review Before July 31
As mid-year approaches, employers sponsoring benefit plans should begin preparing for upcoming Form 5500 filing obligations. For many calendar-year plans, Form 5500 filings are due by July 31, making June an ideal time to confirm whether filing requirements apply and ensure needed information is being gathered.
Pharmacy Costs Are Surging Again — What Employers Can Actually Do in 2026
Pharmacy spending is once again the fastest growing component of employer health plans. Specialty drugs now account for more than half of total pharmacy spend, and GLP 1 medications for diabetes and weight management are reshaping budgets. Employers are feeling the pressure: rising premiums, unpredictable claims, and employee expectations for access to high cost therapies.
Self Funding for Small and Mid Sized Employers: Why 2026 Is the Breakout Year
Self funding is no longer just for large employers. In 2026, small and mid sized businesses are embracing level funded and partially self funded plans at record rates. Rising premiums, greater access to stop loss coverage, and improved data analytics are making self funding a viable option for groups as small as 25–50 employees.