CLONE ME: Industry Template2020-10-16T18:24:35+00:00

Construction Practise

Our rock-solid reputation in construction insurance is recognized throughout the industry. We’re also expert surety partners, allowing you to capitalize on every growth opportunity.

Experience and Expertise

Our extensive experience in virtually every segment of the construction industry gives us a holistic view and in-depth understanding of general contractors, general engineering contractors, and specialty trade contractors.

Building A Better Risk Program

By consulting on location and analyzing your past claims history, INSURICA’s Construction Experts can put together comprehensive plans to help protect you, your workers and your company.

Put The Power Of An Entire Network Behind Your Job

Our insurance management team works directly with you and your workers to develop trade-specific safety training, pre-employment testing and screening and predictive modeling.

Construction-Specific Coverages and Services

  • Environmental/Pollution

  • Joint-Venture Coverage

  • Management & Employment Practices Liability

  • Professional Liability/A&E

  • Contract Analysis

  • Safety Programs

  • Surety Bond Programs

  • Certificate of Insurance Review

  • Wrap-ups/OCIPs

Resources

Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.  Quite literally, we dig deeper to help you identify your exposure and efficiently minimize your risks through proven loss prevention and loss reduction techniques.

Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.

At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost.

We are proud to be an Assurex Global Partner. Assurex Global is the world’s largest privately-held risk management and commercial insurance brokerage group. Due to Assurex Global’s worldwide Partnership, collaboration tools, and communications infrastructure, all Assurex Global Partners are capable of servicing your accounts across the globe with equal precision and localized service.

Claims

Claims

We define claims management a little differently. We view our role as “a partner in your company’s profitability.”

Loss Control

Loss Control

Loss control has become one of the most important elements of your business’s insurance
program.

Alternative Risk

Alternative Risk

Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you.

Latest News

Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.

Medicare Part D Creditable Coverage: What Employers Should Know Before Oct. 15

September 8th, 2026|Blog, Employee Benefits|

Each year, employers that sponsor group health plans with prescription drug coverage must determine whether that coverage is “creditable” or “non-creditable” and notify Medicare Part D–eligible individuals of the plan’s status. The annual notice must be provided before October 15, when Medicare’s annual enrollment period begins.

The 2026 Mental Health Access Crunch: Employers Turn to Direct-to-Provider Networks

September 7th, 2026|Blog, Employee Benefits|

Mental health access has become one of the most pressing benefits challenges of 2026. Employees seeking therapy or psychiatric care are facing wait times of six to twelve weeks in many regions. Demand for outpatient mental health services has climbed sharply, driven by higher stress levels, increased medical inflation, and expanded use of medications that require behavioral support. Traditional networks simply haven’t kept up.

Digital Physical Therapy: A Practical Tool for Reducing MSK Claims

September 6th, 2026|Blog, Employee Benefits|

Musculoskeletal (MSK) conditions remain one of the top drivers of medical claims. Back pain, joint issues, and repetitive motion injuries affect employees across industries. Traditional physical therapy works, but access varies widely and costs can escalate quickly.

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