INSURICA Employee Benefits Insights
Keeping you ahead of the risks and challenges unique to your industry.
November 2022
“According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.
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President Joe Biden signed the Inflation Reduction Act (IRA) into law on August 16, following House and Senate passage.
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According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.
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As healthcare benefits costs continue to rise, 67% of U.S. employers are focused on cost control over the next three years. This is in response to an expected 6% increase in healthcare costs in 2023, compared to the average 5% increase this year.
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Health benefits are a top priority for most employers, but hearing health is often overlooked.
Related Articles
Personalization Now a Baseline Expectation in Employee Benefits
In 2025, personalization has moved from “nice to have” to “non-negotiable.” Employees expect benefits that reflect their individual needs, values, and life stages. Static, one-size-fits-all plans are being replaced by flexible, modular offerings that empower employees to choose what matters most.
Fertility, Family Planning, and Parental Leave Are Front and Center
In 2025, family-building support has emerged as a defining priority in employee benefits strategy. Fertility coverage, inclusive parental leave, and caregiving support are no longer niche offerings — they’re central to how employees evaluate workplace value. As life paths diversify and caregiving responsibilities expand, benefits managers are rethinking what it means to support the whole employee.
Gag Clause Attestation Deadline: December 31, 2025
Employer-sponsored group health plans must submit their 2025 Gag Clause Prohibition Compliance Attestation (GCPCA) to CMS by December 31, 2025, to confirm compliance with federal transparency rules. This annual filing covers the 2024 calendar year and applies regardless of employer size or funding arrangement.