INSURICA Employee Benefits Insights
Keeping you ahead of the risks and challenges unique to your industry.
November 2022
“According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.
FEATURED ARTICLE
President Joe Biden signed the Inflation Reduction Act (IRA) into law on August 16, following House and Senate passage.
FEATURED ARTICLE
According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.
FEATURED ARTICLE
As healthcare benefits costs continue to rise, 67% of U.S. employers are focused on cost control over the next three years. This is in response to an expected 6% increase in healthcare costs in 2023, compared to the average 5% increase this year.
FEATURED ARTICLE
Health benefits are a top priority for most employers, but hearing health is often overlooked.
Related Articles
Telehealth 2.0 Gains Momentum as Virtual Specialty Care Expands in 2026
Virtual care is entering a new phase in 2026, with employers seeing rapid growth in Telehealth 2.0 — a more integrated, data driven model that blends virtual visits, remote monitoring, and AI supported clinical decision tools. Analysts describe this shift as a move from “occasional convenience” to a core component of everyday care delivery.
Mental Health Parity Enforcement Part 2: A New Compliance Reality for Employers
Mental health parity has been a compliance requirement for more than a decade, but 2026 marks a decisive shift in how aggressively federal agencies are enforcing it. Employers who once relied on carriers to “handle parity in the background” are now discovering that regulators expect detailed documentation, transparent processes, and clear evidence that mental health and substance use disorder (MH/SUD) benefits are administered on equal terms with medical and surgical benefits.
PCORI Fees: What Employers Should Know Before the July Filing Deadline
The Affordable Care Act established the Patient-Centered Outcomes Research Institute (PCORI) to support research evaluating the effectiveness of medical treatments and healthcare delivery. To help fund this work, certain employer-sponsored health plans must pay an annual PCORI fee.