INSURICA Employee Benefits Insights

Keeping you ahead of the risks and challenges unique to your industry.

November 2022
IN THIS ISSUE

According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.

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FEATURED ARTICLE

President Joe Biden signed the Inflation Reduction Act (IRA) into law on August 16, following House and Senate passage.

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FEATURED ARTICLE

According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.

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FEATURED ARTICLE

As healthcare benefits costs continue to rise, 67% of U.S. employers are focused on cost control over the next three years. This is in response to an expected 6% increase in healthcare costs in 2023, compared to the average 5% increase this year.

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FEATURED ARTICLE

Health benefits are a top priority for most employers, but hearing health is often overlooked.

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2023 promises to bring sweeping changes for employers and the employee experience. A host of new labor laws, rules, and regulations are set to come into effect in the coming year, with a focus on wage equity, expanded healthcare benefits, and other initiatives.

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New Labor Policies to be Aware of in 2023

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ESG Dept. of Labor Rule Under Fire

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The Department of Labor's (DOL) new rule on "Prudence and Loyalty in Selecting Plan Investments and Exercising Shareholder Rights," which allows for consideration of environmental, social, and governance (ESG) factors when making investment decisions, has come under fire from multiple fronts.