INSURICA Employee Benefits Insights
Keeping you ahead of the risks and challenges unique to your industry.
November 2022
“According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.
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President Joe Biden signed the Inflation Reduction Act (IRA) into law on August 16, following House and Senate passage.
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According to the Kaiser Family Foundation, approximately 156,199,800 Americans receive health benefits via employer-sponsored plans.
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As healthcare benefits costs continue to rise, 67% of U.S. employers are focused on cost control over the next three years. This is in response to an expected 6% increase in healthcare costs in 2023, compared to the average 5% increase this year.
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Health benefits are a top priority for most employers, but hearing health is often overlooked.
Related Articles
New Federal Guidance Tightens Oversight of Health Plan Data Sharing
Federal regulators have issued new guidance that will affect how employers manage health plan data sharing for the rest of 2026. The update comes in response to a rise in cybersecurity incidents involving third-party administrators, payroll vendors, and benefits platforms. While the rules do not create new penalties, they clarify that employers—not vendors—are ultimately responsible for protecting employee health information.
Mental Health Parity Requirements Remain in Effect
Mental health parity continues to be an important compliance obligation for employer-sponsored group health plans. While recent federal actions have created some confusion, employers should understand that the core requirements of the Mental Health Parity and Addiction Equity Act (MHPAEA) remain in effect.
The 2026 Compliance Crunch: What Employers Must Do Before Fall
Employee benefits managers are facing one of the busiest compliance years in more than a decade. Several major federal requirements are converging at the same time, and most of them carry real penalties for employers that miss deadlines or fail to document their efforts. The result is a mid-year “compliance crunch” that is catching many organizations off guard.