Houston2024-02-01T22:02:07+00:00
 
Address

19450 State Highway 249
Suite 550
Houston, TX 77070

 
Working Hours

Monday–Friday
8:30 a.m.–5:00 p.m.

INSURICA: Houston, TX

We’re here to provide best-in-class individual and commercial insurance in Houston, TX. Our seasoned colleagues and business professionals have unmatched experience and expertise giving them and in-depth understanding of their clients

Individual and Commercial Insurances

Our industry-specific knowledge and in-depth experience gives our Houston team members valuable insight into the unique and often challenging needs of the following key areas:

Construction

Rock-solid construction insurance and surety partners allow you to capitalize on every growth opportunity.

Manufacturing

Manufacturing risks often require a more complex approach to risk management and loss control.

Energy

Energy focused businesses require a unique approach to insurance and risk management.

Surety & Bonds

The right surety partner not only protects your company, but can also help maximize credit and business potential.

Employee Benefits

Well-designed benefits programs not only attract and retain the best employees they also minimize costs.

Loss Control

At its core, loss control reduces negative financial impact to your business through services, planning, and tools.

Who We Are

Creating lasting client relationships is at the core of what we do. Through a proven process our team develops client specific solutions to both businesses and individuals. At INSURICA Houston we assist our clients in finding ways to reduce costs, increase profits, and exceed strict regulatory compliance standards. We offer a customized approach based on your business model, organization and structure that will focus on preventing losses and increasing your bottom line. We encourage our colleagues to expand on their knowledge base through continued education. Over 80% of our staff has earned their Certified Insurance Counselor designation and others carry their CSR and CRIS designations. As a part of INSURICA we have access to amazing resources and technology required to keep us abreast of the ever-changing insurance industry. We are also very involved in our local community through ongoing support of deserving organizations such as InterFaith, The Houston Food Bank, M.D. Anderson Boot Walk, and Blue Star Mothers of America.

INSURICA Houston, TX

Monday – Friday: 8:30 a.m.–5:00 p.m.

19450 State Highway 249, Suite 550, Houston, TX 77070

Phone: 713.939.9898

Fax: 866.652.9382

Meet the Team

INSURICA offers a variety of business insurance in Houston, TX to take into account the unique challenges faced by each client

Testimonials

“Over the years, Insurica has provided great service for both of our companies. They offer great products and superior customer service. We would highly recommend Insurica to anyone looking for a great insurance partner!”

Jeff S., Construction

Agency History

Guaranty Insurance Services was founded in 1957 and was part of the Temple-Inland family. In 1992, the Guaranty agency began expanding by strategically acquiring agencies throughout Texas. In April 2011, Guaranty became part of INSURICA, providing clients new resources delivered by the same local relationships they’ve come to trust.

Recognitions | Rankings | Partnerships

Top Office in New Production in Month of May 2020

Houston Contractors Association

Association of General Contractors

Latest News

Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.

Form 5500 Filing Season: What Employers Should Review Before July 31

June 8th, 2026|Blog, Employee Benefits|

As mid-year approaches, employers sponsoring benefit plans should begin preparing for upcoming Form 5500 filing obligations. For many calendar-year plans, Form 5500 filings are due by July 31, making June an ideal time to confirm whether filing requirements apply and ensure needed information is being gathered.

Pharmacy Costs Are Surging Again — What Employers Can Actually Do in 2026

June 7th, 2026|Blog, Employee Benefits|

Pharmacy spending is once again the fastest growing component of employer health plans. Specialty drugs now account for more than half of total pharmacy spend, and GLP 1 medications for diabetes and weight management are reshaping budgets. Employers are feeling the pressure: rising premiums, unpredictable claims, and employee expectations for access to high cost therapies.

Self Funding for Small and Mid Sized Employers: Why 2026 Is the Breakout Year

June 6th, 2026|Blog, Employee Benefits|

Self funding is no longer just for large employers. In 2026, small and mid sized businesses are embracing level funded and partially self funded plans at record rates. Rising premiums, greater access to stop loss coverage, and improved data analytics are making self funding a viable option for groups as small as 25–50 employees.

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