Address
734 Main Street
Livingston, CA 95334
Working Hours
Monday–Friday
8:30 a.m. – 5:00 p.m.
INSURICA: Livingston, CA
We’re the preferred farm, workers’ compensation, commercial and crop insurance agency in the Valley. Our seasoned colleagues and business professionals have unmatched experience and expertise giving them an in-depth understanding of their clients needs.
Areas of Specialty
Our industry-specific knowledge and in-depth experience gives our Livingston team members valuable insight into the unique and often challenging needs of the following key areas:
Who We Are
Creating lasting client relationships is at the core of what we do. Through a proven process our team develops client specific solutions to both businesses, and individuals. At INSURICA Livingston we assist our clients in finding ways to reduce costs, increase profits, and exceed strict regulatory compliance standards. We offer a customized approach based on your business model, organization and structure that will focus on preventing losses and increasing your bottom line.
Meet the Team
Today’s insurance programs must take into account the unique challenges faced by each client.
Testimonials
“Over the years, INSURICA has provided great service for both of our companies. They offer great products and superior customer service. We would highly recommend INSURICA to anyone looking for a great insurance partner.”
Agency History
Founded in 1919, Walter Mortensen Insurance has a long history and tradition in Southern California, growing to six offices in the state. In 2005, WMI was acquired by a large Dallas-based agency, Guaranty Insurance Services, with multiple locations throughout Texas.
In April 2011, Guaranty became part of INSURICA, providing clients new resources delivered by the same local relationships they’ve come to trust.
INSURICA opened the Livingston office in 2015.
Recognitions | Rankings | Partnerships
MERCED County Farm Bureau
Livingston Chamber of Commerce
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Form 5500 Filing Season: What Employers Should Review Before July 31
As mid-year approaches, employers sponsoring benefit plans should begin preparing for upcoming Form 5500 filing obligations. For many calendar-year plans, Form 5500 filings are due by July 31, making June an ideal time to confirm whether filing requirements apply and ensure needed information is being gathered.
Pharmacy Costs Are Surging Again — What Employers Can Actually Do in 2026
Pharmacy spending is once again the fastest growing component of employer health plans. Specialty drugs now account for more than half of total pharmacy spend, and GLP 1 medications for diabetes and weight management are reshaping budgets. Employers are feeling the pressure: rising premiums, unpredictable claims, and employee expectations for access to high cost therapies.
Self Funding for Small and Mid Sized Employers: Why 2026 Is the Breakout Year
Self funding is no longer just for large employers. In 2026, small and mid sized businesses are embracing level funded and partially self funded plans at record rates. Rising premiums, greater access to stop loss coverage, and improved data analytics are making self funding a viable option for groups as small as 25–50 employees.
Contact Us
Talk to a local Livingston insurance broker today. Fill out the form to get in touch.