Employee Benefits
Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.
INSURICA’s Employee Benefits Experts
At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost. We do this through a proven 5-step process.
RM4U: Our Process
- Risk Assessment – Identifying and examining our client’s exposures through the Risk Assessment.
- Risk Report – Assessing the potential impact of those exposures and using the results to identify areas of risk reduction.
- Performance Plan – Utilizing the results of the analytics to form a strategic risk reduction plan, as well as a service calendar for plan implementation.
- Stewardship Meeting – Providing accountability through stewardship and continual risk management assessment, advice and analysis.
Put The Power of an Entire Network Behind Your Employees
INSURICA clients have access to major carriers, comprehensive services, sophisticated tools and customized solutions.
Employee Benefits Coverages and Services
- Health Plan Review and Carrier Mediations
- Benefits Products Brokerage
- Benchmarking
- Contractual Review
- Design and Implementation of Benefit Programs
- Assistance in Development of Benefit Goals and Objectives
- Claims Analysis
- Benefit Plan Communication and Enrollment Services
Resources
Claims
Claims
We define claims management a little differently. We view our role as “a partner in your company’s profitability.”
Loss Control
Loss Control
Loss control has become one of the most important elements of your business’s insuranceprogram.
Alternative Risk
Alternative Risk
Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.
Find Out More About Our Services and Capabilities
We are here to answer any questions you may have and look forward to hearing from you.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Wage Growth Starts to Lose Steam as Labor Market Cools
Compensation growth slowed slightly in the third quarter of the year, signaling that the white-hot labor market is cooling off.
Does Your Wellness Program Needs an Inclusion Check-Up?
Wellness programs aim to improve employee health and well-being. But many miss the mark on inclusivity, potentially doing more harm than good by alienating swaths of the workforce. Experts say now is the time for employers to take a hard look at their offerings to ensure programs nurture all employees.
Time to Rethink Existing Benefit Strategies
American workers continue to report alarmingly low levels of overall well-being, according to the latest research. Just one-third say they are doing well when their physical health, mental health, and financial stability are taken into account.