Employee Benefits2024-01-08T19:24:50+00:00

Employee Benefits

Recruiting and retaining the best and brightest is critical to your long-term success. All too often, the difference between a “loyal career” and “just another job” comes down to employee benefits. But unfortunately, after payroll, employee benefits are the largest budget item for most businesses.

A group of diverse colleagues sitting around a meeting room table.

INSURICA’s Employee Benefits Experts

At INSURICA, our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost. We do this through a proven 5-step process.

RM4U: Our Process

  1. Risk Assessment – Identifying and examining our client’s exposures through the Risk Assessment.
  2. Risk Report – Assessing the potential impact of those exposures and using the results to identify areas of risk reduction.
  3. Performance Plan – Utilizing the results of the analytics to form a strategic risk reduction plan, as well as a service calendar for plan implementation.
  4. Stewardship Meeting – Providing accountability through stewardship and continual risk management assessment, advice and analysis.

Put The Power of an Entire Network Behind Your Employees

INSURICA clients have access to major carriers, comprehensive services, sophisticated tools and customized solutions.

colleagues at a meeting. One raising his hand ready to ask a question.

Employee Benefits Coverages and Services

  • Health Plan Review and Carrier Mediations
  • Benefits Products Brokerage
  • Benchmarking
  • Contractual Review
  • Design and Implementation of Benefit Programs
  • Assistance in Development of Benefit Goals and Objectives
  • Claims Analysis
  • Benefit Plan Communication and Enrollment Services

Resources

Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.  Quite literally, we dig deeper to help you identify your exposure and efficiently minimize your risks through proven loss prevention and loss reduction techniques.

No one knows your business better than you. Followed closely by us. That’s because INSURICA is made up of insurance and risk experts who specialize in core industries such as yours. And when it comes to successfully managing your business risks, knowledge is the greatest insurance policy.

We are proud to be an Assurex Global Partner. Assurex Global is the world’s largest privately-held risk management and commercial insurance brokerage group. Due to Assurex Global’s worldwide Partnership, collaboration tools, and communications infrastructure, all Assurex Global Partners are capable of servicing your accounts across the globe with equal precision and localized service.

Claims

Claims

We define claims management a little differently. We view our role as “a partner in your company’s profitability.”

Loss Control

Loss Control

Loss control has become one of the most important elements of your business’s insurance
program.

Alternative Risk

Alternative Risk

Self-insurance, large deductible plans, captive insurance…Our programs are tailored to fit your specific needs.

Find Out More About Our Services and Capabilities

We are here to answer any questions you may have and look forward to hearing from you.

Latest News

Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.

Employers Expand Family Benefits Amid Reproductive Health Concerns

May 8th, 2025|Blog, Employee Benefits|

Recent surveys indicate heightened anxiety among many U.S. employees planning to conceive or adopt children. This follows the 2024 election results and ongoing legal developments regarding reproductive rights. Over half of respondents want their employers to publicly support continued access to comprehensive family planning services.

Companies Could Face Fines Over Retirement Plan Mismanagement

May 7th, 2025|Blog, Employee Benefits|

A recent analysis of government retirement plan filings suggests companies across the country could be falling short in properly managing their employees' 401(k) and 403(b) plans, exposing them to the possibility of regulatory fines and penalties.

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